to have 12k in the bank and only be debt free for a month is pretty good unless part of that 12k is from previous months. for me fall clean ups are much quicker paced then mowing because, everyone wants their clean ups done before thanksgiving and I went to key west in the beginning of november which could have been a full work week, but I didn't lose any work or money because I wasn't home, but I could have worked and gotten a lot done.
fully lic. and ins. 10yrs exp.