The dissapointment in having something returned; broken, dull, damaged far out weighs the dissapointment of someone getting a "No".
I've had a pressure washer returned [by my pastor] that had been run without water flowing [I suspect] as it no longer made pressure.
Now, you'd think that a Pastor would fess up to wrecking one of your tools, but this guy was clueless that he'd done anything wrong. Do you want someone like that running your stuff?
There ARE a [very] few that I'll loan stuff out to, but not many.