Originally Posted by zabmasonry
I don't think that an LLC negates the need for insurance in any way shape or form. In fact, if you had an incident and weren't insured, a plaintiff could probably pierce the LLC by claiming that the owner was negligent in not having insurance. What an LLC does do is protect your personal assets from business losses (other then the bank, they usually get whatever they want)
More talking along the lines of separating himself from his parents. It does offer some level of protection depending on how it was ran.