Good point by mclarke, you must get a release signed.
And this time Ted\Ed is correct, your insurance agent is full of crap. They are the ones who will insure your vehicles and drivers.
Try this, tell them you hired someone convicted of a DUI and see what they say. I bet they change their tune real quick.
"Science is the belief in the ignorance of the experts" – Richard Feynman
I like my guns like Obama likes his voters: Undocumented
Criminals obey gun laws like politicians follow their oaths of office