Originally Posted by TheLugNutZ
Thanks. Yeah I bit the bullet... hopefully prices are better next year. I knew they would be higher up front.
Is this business liability or workers comp or commercial vehicle insurance. If it is liability, you should get a refund back after they do an audit of your sales & payroll at the end of your term, unless you have knock out sales numbers &/or a large payroll or you file a claim. It could be $300- $400. Then they will lower your premium, by a few hundred the next year & you can continue to receive smaller refunds & lower premiums in the following years, unless your sales & payroll balloon or you file a claim.