I here ya. I'm 21 years old and was faced with the same situation that your in when I first started shoping for auto insurance.
Course my auto insurance isn't really all that bad. I own two truck...86 Ford 1 Ton Dually & and 85 Dodge 1/2 ton pickup....both in excellent condition both body and mechanically wise.
Currently I've got full coverage, with the exception of Collision, on both vehicals. The Ford is 102 dollars per month and the Dodge is only 58.00 dollars per month, both with a 250 deductable so I really can't complain.
Try finding an old truck....15 years plus. Mechanically speaking, most vehicals between 15 to 20 years old are very mechanically simple. You could lower you insurance considerably.
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