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Old 10-03-2012, 07:25 AM
aka lawn aka lawn is offline
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Join Date: Aug 2012
Location: Doniphan Mo
Posts: 61

Need help. I am thinking about quiting my job and going full time lawn care. What do you all do for health insurance for your family? I have good health insurance at my job. I am not married right now but it is getting closer every day. That is one of the arguments about me quitting is i have the insurance. She does not work and does not have insurance. Is there anything out there for a situation like this?
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Old 10-03-2012, 07:45 AM
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Charles Charles is online now
Join Date: Dec 1999
Posts: 7,794
Yes, paying $550 to 700+ per month premium for 2 people with a decent policy. Get a catastrophic plan at $400 to $500+ per month for 2 people with a high deductible. Have her get a job and get on her company policy.
Good thing you are checking out your options before quitting your job. Health Insurance cost is a major drawback when it comes to being self employed. No sick leave pay. No one to pay your premiums if you get sick and have to be out of work. You have to buy more Insurance to cover being out of work Premiums are based on age, health history and smoking. One thing for sure is they go up with age and when the Insurance company feels like raising their rates

Last edited by Charles; 10-03-2012 at 07:52 AM.
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Old 10-03-2012, 08:21 PM
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chipk1 chipk1 is offline
LawnSite Senior Member
Join Date: Aug 2002
Location: Florida
Posts: 381
Be prepared. Taxes and insurance will suck up a good part of your profits!
God is my pilot!
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