Register free!
Search
 
     

The Green Industry's Resource Center


Click for Weather
Reply
 
Thread Tools Display Modes
  #1  
Old 01-14-2013, 10:12 AM
goinggreen123 goinggreen123 is offline
LawnSite Member
 
Join Date: Aug 2012
Location: modesto california
Posts: 64
Cheap general liability insurance

I am shopping around for general business liability insurance my company is fairly new and its winter so income is preety low but would like to purchase very cheap general liability insurance just to proove that I have it for customers, I know its a must to have good coverage but at this moment my business is unable to pay for it but if any of you guys know of a cheap rate to get me started I would greatly appreciate it thanks.
Reply With Quote
  #2  
Old 01-14-2013, 11:08 AM
kandalawncaremgr's Avatar
kandalawncaremgr kandalawncaremgr is offline
LawnSite Member
 
Join Date: Dec 2012
Location: Romeoville, IL
Posts: 223
I just signed up for a year with Erie Insurance. There yearly rate was great. I myself am in the same position you are and my local agent was great. He got me a 1 million/2 million Landscaper policy with upgrades for a really great price. I would suggest to give them a shout. But just remember you get what you pay for so make sure you sit down with your agent and discuss your policy. Cuase if you ever have a claim you know what your coverage and deductible is.
__________________
K&A Lawn Care & General Services
"Thank A Veteran"
Reply With Quote
  #3  
Old 01-14-2013, 01:14 PM
Ben/Insurance Ben/Insurance is offline
LawnSite Member
 
Join Date: Jan 2013
Location: Franklin Square NY
Posts: 31
I suggest you contact a local independent insurance agent in your area that represents at least several insurance carriers. He/she can shop for you and provide you with a good insurance solution.
Reply With Quote
  #4  
Old 01-15-2013, 02:20 PM
DA Quality Lawn & YS's Avatar
DA Quality Lawn & YS DA Quality Lawn & YS is online now
LawnSite Fanatic
 
Join Date: Sep 2007
Location: Rochester, MN
Posts: 7,964
What the last guy said...

Also, try Farm Bureau, they have nice biz rates.
__________________
7x14 Stealth SE Enclosed with 48" side ramp
08 Toro Z400 48" deck, 21HP Kaw with EZ Vac twin bag
09 Exmark Turf Tracer HP 36"
21" Toro SR4 Super Recycler
Stihl KM90 Kombi w/ straight shaft trimmer & tiller heads
Husqvarna 125B Blower
PG Magnum
Turfco XT5 Aerator
Turfco LS-22 Overseeder
EcoLawn 200 Applicator

I can do all things through Him who gives me strength.
Philippians 4:13
Reply With Quote
  #5  
Old 01-15-2013, 04:20 PM
dstifel's Avatar
dstifel dstifel is offline
LawnSite Senior Member
 
Join Date: Oct 2012
Location: des moines ia
Posts: 797
Cheap general liability insurance

I have million dollar liability that also covers my equipment for 600 a year also have house and truck through them so I get a big discount. Does not cover dropping trees either.
__________________
2011 chevy 2500
2012 chevy 2500
2012 ford f250
00 chevy 3500 dump
03 dodge dakota
4 ferris wb
1 ferris ztr
2 exmark ztr
lesco spreader sprayer stand on
case 1845
western plows
Reply With Quote
  #6  
Old 01-15-2013, 04:32 PM
Nate'sLawnCare's Avatar
Nate'sLawnCare Nate'sLawnCare is offline
LawnSite Senior Member
 
Join Date: Apr 2012
Location: Nashville, NC
Posts: 952
I have a $1 million policy with State Farm that also covers my equipment, around $600/year.
__________________
Snapper Pro S200XT 36 HP Big Block
BOP 36 Inch Dually
Honda HRX217VKA Mower
Husqvarna 223L Trimmer
Husqvarna 326LS Trimmer
Husqvarna 580BTS Blower
Husqvarna BT150 Blower
Kawasaki KHDS600 Hedge Trimmer
Toro Multi-Tool
RedMax BM46i Backpack Sprayer
Carry On 5.5 x 10 Open Trailer
2004 Toyota Tacoma

The next time someone complains about your pricing, ask them how much their barber would charge to come over and cut their hair.
Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump





Powered by vBulletin® Version 3.8.6
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
Copyright ©1998 - 2012, LawnSite.comô - Moose River Media
All times are GMT -4. The time now is 05:32 AM.

Page generated in 0.07419 seconds with 7 queries