Register free!
Search
 
     

The Green Industry's Resource Center


Click for Weather
Reply
 
Thread Tools Display Modes
  #1  
Old 02-09-2013, 02:59 PM
chris brauch chris brauch is offline
LawnSite Member
 
Join Date: May 2012
Location: St.Louis MO
Posts: 130
Help getting a decent mower!!!

I'm 18 years old and have no credit history. last year i had at one point 42 residential accounts i was mowing for, but this year i will only be starting with approximately 30. Last year, i used a piece of **** Craftsman Lt1000 lawn tractor to cut with. I hated it! it scalped yards, cut uneven, brakes sucked, looked unprofessional and even more. This year, i really need to get a decent zero turn walk behind. i was interested in getting a brand new snapper pro (made by ferris) 48'' dual hydro walk behind this year for $4499 but credit got declined. Everyone may say well why don't you save up cash and buy one with 42 accounts you should be able to pay for one cash. Untrue. My bills are sky high. Does anyone know how i can get my hands on a mower or people who do in home financing for someone like me??
Reply With Quote
  #2  
Old 02-10-2013, 10:06 AM
nylesedwards nylesedwards is offline
LawnSite Member
 
Join Date: Jan 2013
Location: avon, IN
Posts: 87
Spend $2,000 and get a decent used one
Posted via Mobile Device
Reply With Quote
  #3  
Old 02-10-2013, 02:14 PM
ddixon7 ddixon7 is offline
LawnSite Senior Member
 
Join Date: Dec 2011
Posts: 337
Sounds like anything would be better than what you were using. Even a belt drive would be better than a lawn tractor. You could find a decent used belt drive for cheap I would imagine. You could build yourself up this season and then eventually sell it and buy a hydro. Or, I bet even one of those new 30" Toro or Exmark walk behind push mower styled ones would do better. I think they are only around $1800.

If I was you, I would try your hardest to save 100 dollars a week at least. I know it is extremely hard when you are young and starting out. Try your best to cut back on something in your life. Continuing to use that lawn tractor will cost you more money.
Reply With Quote
  #4  
Old 02-10-2013, 04:52 PM
brc1989's Avatar
brc1989 brc1989 is offline
LawnSite Member
 
Join Date: Apr 2011
Posts: 161
Don't have anyone who could co-sign on a loan for you?
Reply With Quote
  #5  
Old 02-10-2013, 10:55 PM
windflower windflower is offline
LawnSite Senior Member
 
Join Date: Feb 2013
Location: wilmington nc
Posts: 723
You might try prosper.com
Reply With Quote
  #6  
Old 02-10-2013, 11:02 PM
chris brauch chris brauch is offline
LawnSite Member
 
Join Date: May 2012
Location: St.Louis MO
Posts: 130
ddixon 7

ddixon 7, thanks for the input. that's the type of replies that are useful that i can actually learn something from. and No, i do not have a co signer.
Reply With Quote
  #7  
Old 02-11-2013, 12:08 AM
sildoc's Avatar
sildoc sildoc is offline
LawnSite Silver Member
 
Join Date: Jun 2003
Location: Eagle Point, Oregon
Posts: 2,716
Lets break this down a bit.
You don't have credit, probably a good thing, all credit is for business is trouble.
You need a better mower? (we will save this one for a bit.) But didn't state size of property so is up for grabs what size you really need or "want".
You did 42 lawns and only 30 want you back? (could be the mower, could be many things.)
Your 18. And have a lot of bills, hence the reason you got turned down for credit.....


First off... Personal bills are different from Business bills. Figure out what you need to make on your business to pay those bills and then what you need to make a decent wage.
Business bills include: fuel, insurance, licenses, EQUIPMENT, repair, supplies, and so on and so forth.

Second the Wage you take from the business is your personal cash and will be taxed (highly), so save for that.
The wage will be what you need to live on.

What you want is often not what you really need to accomplish the tasks at goal.
Step back a minute and look at the whole picture and not at one little, tiny, itsy bitsy pice of it.


Now that that is said. What types of properties do you have and what equipment do you have and we just might be able to help you.



Don't think I am a D!<k as I was there once in my life before Wanting and not looking at what I needed. Just trying to help some one before they try to put their selves in debt on a piece of equipment that is not really needed.
Baby steps Crawl, walk fall down, walk again and eventually run!!!!!
__________________
What ever I do I must do it right!
Reply With Quote
  #8  
Old 02-11-2013, 12:28 AM
ddixon7 ddixon7 is offline
LawnSite Senior Member
 
Join Date: Dec 2011
Posts: 337
Considering he was using a lawn tractor, his properties can't be huge. The number one thing in life is organization skills and time management skills. You have to organize and prioritize your life. 30 years ago when I wasn't much younger than you, I started with homeowner push mowers.. Then I stepped up to Toro commercial 21 inch mowers with 2 strokes (I still have 2 of these). Then I added a belt drive Exmark 36". Then finally a hydro 36" and so on... (I will admit they did not have near the equipment back then as they do now so I was kind of stuck using that stuff.)

Don't jump in thinking you need the fanciest mower out there and 200 accounts. Start small. Start gradually. Start with what properties you think are the most quality with the most reliable paying customers. You need to start with what you can maintain efficiently and properly. You don't need to get strung out with pissed off customers because you don't have the resources and time to do a good job on everyone's property. Don't slack on your quality. You want to keep and build a good name for you and your business.

You had 42 yards you were using a lawn tractor on and it scalped them. Maybe even picking up one of those 30" residential Toros for a grand and doing quality work on 20-25 of them would do you well. After you get on your feet, and you have a happy customer base, you can expand and grow into more accounts and larger and better equipment.
Reply With Quote
  #9  
Old 02-11-2013, 12:57 AM
ddixon7 ddixon7 is offline
LawnSite Senior Member
 
Join Date: Dec 2011
Posts: 337
$2500 for a new 42" z? I would just be fearful it would break down on you all the time also because it is homeowner grade. I would stick to a walk behind to start. They do a better job on residentials in most cases.
Reply With Quote
  #10  
Old 02-11-2013, 10:15 AM
nylesedwards nylesedwards is offline
LawnSite Member
 
Join Date: Jan 2013
Location: avon, IN
Posts: 87
i used a craftsman 42'' zero turn last year and it met my needs. i had around 20 weekly accounts and i did not have one problem with the mower. this year i have a 60'' lazer z and plan on getting a 36'' walk behind. the jist of what im saying is that the zero turn looked 10x nicer than a lawn tractor and it got me through a whole season without any problems. now that i have grown i am upgrading everything but it will work for you for a year and then you can sell it and get better commercial equiptment.
__________________
2001 F250 crew cab
08 6x16 open trailer
05 60in exmark lazer z
2012 exmark metro 36in
Stihl km130 weedeater with attachments
stihl fs100 weedeater
stihl ms 311 chainsaw
stihl br 600 magnum backpack blower

18 years old
Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump





Powered by vBulletin® Version 3.8.6
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
Copyright ©1998 - 2012, LawnSite.comô - Moose River Media
All times are GMT -4. The time now is 06:12 PM.

Page generated in 0.09011 seconds with 7 queries