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Old 02-10-2014, 03:43 PM
Bridging Financial Bridging Financial is offline
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Join Date: Dec 2013
Location: Greensboro, North Carolina
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Your Biggest Fear?

I am a business owner myself, I know what its like to be worried about Cash Flow, Retirement, and Payroll.
We all have business fears.

I just want to know what your biggest fears are in your business that you face?

Thank you in advance for your feedback.
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Old 02-10-2014, 04:22 PM
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Valk Valk is offline
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Drought.

Around here, I thought '11 was bad......but '12 was BAD.
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Old 02-10-2014, 04:35 PM
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Woody82986 Woody82986 is online now
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The only thing I worry about is insufficient applause.
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Old 02-10-2014, 04:37 PM
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KeystoneLawn&Landscaping KeystoneLawn&Landscaping is offline
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First....getting injured where I can not work. Second...weather extremes, but I will take too wet over too dry.
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Old 02-11-2014, 10:28 AM
Roger Roger is offline
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Quote:
Originally Posted by KeystoneLawn&Landscaping View Post
First....getting injured where I can not work. Second...weather extremes, but I will take too wet over too dry.
^^^ This. Being a solo op, I know that if I'm injured where I cannot work for some period of time, I'm done.

In 18 years, I've not missed a day of work because of illness or injury. Has the streak run its course?

Yes, weather is an issue, but there is always work of some kind. Schedules get interrupted, but I just keep working when I can. Last Spring, the work started three weeks later than in 2012. I never made up that lost work, despite having a better-than-average July and August. Having a weather-dependent service, one has to know the pitfalls.
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Old 02-10-2014, 04:59 PM
jc1 jc1 is online now
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Join Date: Nov 2001
Location: The Real South Jersey
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The best money spent to take away some financial stress is a disability policy.
In my case a disability policy that pays 4k per month for two years is $100 a month.
It helps you sleep better knowing that if you can't work you still have income to pay your bills.
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Old 02-10-2014, 05:08 PM
whiffyspark whiffyspark is online now
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Quote:
Originally Posted by jc1 View Post
The best money spent to take away some financial stress is a disability policy.
In my case a disability policy that pays 4k per month for two years is $100 a month.
It helps you sleep better knowing that if you can't work you still have income to pay your bills.
Who is it by? That's a good idea
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Old 02-10-2014, 05:17 PM
jc1 jc1 is online now
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I have it through farm family.
You can set the amount you want to receive monthly.
How long you are not able to work before you start to receive benefits.
How long you will receive benefits.
Those factors affect the premium.
Getting hurt and having no income was a scary thought when our business was in the early stages. Even though we now have employees we kept the policy. You never know what may happen to you and how effectively the business would operate in a prolonged absence.
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Old 02-10-2014, 05:24 PM
larryinalabama larryinalabama is online now
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My biggest fear would be having to get a regular job, Im not joking.
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  #10  
Old 02-10-2014, 05:28 PM
superrman77 superrman77 is offline
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Location: Dayton, OH
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Quote:
Originally Posted by larryinalabama View Post
My biggest fear would be having to get a regular job, Im not joking.
It is a tough job market out there. I had to leave my job last October and started seriously looking the first of the year. Even with a lot of skills and experience its tough.
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