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Try doing a search for the SBA. That's the Small Business Assistance loans of the government. I can't remember exactly where on here, but, I just read a thread on it a couple of days ago. One of the members got the OK from the SBA, and went thru Capital One for the financial end. You could just go online to the SBA site and get whatever assistance you need. Then you just go to your bank for the $$$$$$. Of course good credit and a sensible business plan are musts. Keep us posted and let us know how you make out.
Email before going the SBA route. There are many things that the banks forget to tell you. I'm in a battle with a bank about their nondisclosureon my SBA.