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  #1  
Old 08-18-2011, 10:52 PM
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Agape Agape is offline
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equipment insurance

anyone carry equip. ins.? what does it cover? what is a fair price for it?
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Ex-mark 60" mulch kit with oregon high lift blades for sale MAKE OFFER! http://lawnsite.com/showthread.php?t=364386

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  #2  
Old 08-18-2011, 11:08 PM
JayRent JayRent is offline
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Just purchased some tonight. Covers my trailer, 48" stander and all misc power equipment. $295 for the year.
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  #3  
Old 08-19-2011, 03:55 PM
josht101 josht101 is offline
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Location: Birmingham, AL
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Insurance

Definitely wouldn't want to be without it. I just had all of my equipment, trailer and tools stolen last wednesday, 6 days later penn national mailed me a check. I would definitely recommend them. I pay 798 for 1 mil gen liability and 25,000 unscheduled equipment, 10,000 hand-tools and 25,000 for rental equipment. I also get 10,000 worth of equipment rental coverage, which has helped out tremendously since all of my stuff was stolen and the rental bill is somewhere north of 500 a day. Great people to deal with.
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  #4  
Old 08-19-2011, 09:28 PM
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Davie Landscape Davie Landscape is offline
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589 a year for 1M in general liability includes 25K unscheduled equipment, 10K in hand tools, 100K in rental loss and 25K in rental coverage. The breakdown is 414 for liability and 175 for the loss coverage.
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Old 08-19-2011, 09:30 PM
nepatsfan nepatsfan is offline
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I pay significantly more but I feel like it is well worth it.
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  #6  
Old 08-20-2011, 01:19 AM
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Agape Agape is offline
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Ijust bought an Exmark tts36 and the bank is requiring the ins. my workers comp and liabillity are up at end of month so i'll prob. package.
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Don Bullis-

http://www.lawnsite.com/showthread.p...10#post4099310

Ex-mark 60" mulch kit with oregon high lift blades for sale MAKE OFFER! http://lawnsite.com/showthread.php?t=364386

http://lawnsite.com/showthread.php?t...ighlight=agape

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  #7  
Old 08-21-2011, 01:14 PM
Mustangl3 Mustangl3 is offline
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Quote:
Originally Posted by Davie Landscape View Post
589 a year for 1M in general liability includes 25K unscheduled equipment, 10K in hand tools, 100K in rental loss and 25K in rental coverage. The breakdown is 414 for liability and 175 for the loss coverage.
Who is your insurance provider?
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  #8  
Old 08-22-2011, 01:59 AM
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Agape Agape is offline
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yeah no kidding, those are good rates
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Don Bullis-

http://www.lawnsite.com/showthread.p...10#post4099310

Ex-mark 60" mulch kit with oregon high lift blades for sale MAKE OFFER! http://lawnsite.com/showthread.php?t=364386

http://lawnsite.com/showthread.php?t...ighlight=agape

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  #9  
Old 08-22-2011, 03:17 AM
MowingMowingMowing MowingMowingMowing is offline
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I pay $22.50 per $1,000 insured.

Nice Turf Tracer BTW.
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  #10  
Old 08-22-2011, 07:44 AM
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Davie Landscape Davie Landscape is offline
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Don and Mustang:

Local ins Company named Cameron Insurance wrote the policy but its underwritten by Main St America Assurance Co. I have nothing but good things to say about both of them.

~Zak
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