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Old 11-03-2011, 09:28 PM
Matt's Mowing Service's Avatar
Matt's Mowing Service Matt's Mowing Service is offline
LawnSite Member
Join Date: Sep 2011
Location: Eden, NC
Posts: 34
Commercial General Liability Insurance

How is the best way and cheapest way to get commercial general liability insurance? Can I pay monthly or do I have to pay all upfront? State Farm is $565 a year. So, can I pay that monthly? I really need some information on this!
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Old 11-03-2011, 11:07 PM
Glenn Lawn Care's Avatar
Glenn Lawn Care Glenn Lawn Care is offline
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Join Date: May 2008
Location: Inver Grove Heights, MN
Posts: 2,652
I pay mine monthly. Call your insurance agent!
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Old 11-03-2011, 11:43 PM
Andy31's Avatar
Andy31 Andy31 is offline
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Join Date: May 2011
Location: Aggieland Texas
Posts: 142
^^^ If you already know the cost how can you not know the payment options?
Just call insurance agents and get quotes and ASK about payment options.
I use Hartford and they started my that day on the phone and mailed a invoice for 3 months then every month. Not a hard concept and maybe a reply isn't warranted... o well.
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Old 11-04-2011, 12:55 AM
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GreenI.A. GreenI.A. is offline
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Join Date: Jul 2010
Location: North East
Posts: 2,132
GL I pay quarterly. As far as ensuring you are getting the best for the money, call a couple of different agents for rates. Each agent will get rates and options from a few different carriers. You will probably be surprised at the difference in rates, I had two different agents quote me the exact same policy from the same cariier and their premiums were about 15% different. So just shop around
Why do people not respect us as they do other tradesmen? Because every Tom, Dick, and Harry doesn't think he can be a plumber or electrician!
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