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Old 10-02-2012, 12:24 PM
Alf1096 Alf1096 is offline
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Insurance

I have one insurance company quoting me for insurance she estimated to 1M approx 4000 a year. This seems really high to me. Who do you use and what is your premium. I will only be doing fert and weed control.
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Old 10-02-2012, 01:00 PM
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cgaengineer cgaengineer is offline
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Just liability? If so that is extremely high.
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Old 10-02-2012, 05:08 PM
Grassworks Inc. Grassworks Inc. is offline
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Pesticide coverage. Pollution liabilty. That's over and above basic business liability.
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Old 10-02-2012, 05:09 PM
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cgaengineer cgaengineer is offline
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Originally Posted by Grassworks Inc. View Post
Pesticide coverage. Pollution liabilty. That's over and above basic business liability.
Not for me it's not...
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Old 10-02-2012, 05:13 PM
Alf1096 Alf1096 is offline
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The one for 4k mentioned the polution liability and stuff. Just got a quote from another company for 700 for 300k liability and 10k in equipment.
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Old 10-02-2012, 05:22 PM
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Quote:
Originally Posted by Alf1096 View Post
The one for 4k mentioned the polution liability and stuff. Just got a quote from another company for 700 for 300k liability and 10k in equipment.
That sounds about right...ours is about that but covers pesticides.
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Old 10-02-2012, 05:24 PM
Grassworks Inc. Grassworks Inc. is offline
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make sure the policy states "pesticide coverage". You may not be able to get a state pesticide business license otherwise.
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Old 10-02-2012, 05:33 PM
Alf1096 Alf1096 is offline
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That sounds about right...ours is about that but covers pesticides.
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Which one is about right the 700 or 4000
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Old 10-02-2012, 05:54 PM
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Which one is about right the 700 or 4000
$700
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Old 10-03-2012, 05:31 AM
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Originally Posted by Alf1096 View Post
Which one is about right the 700 or 4000
We pay more than that, we use Philadelphia insurance they write for a lot of pco's . What we ran into is companies don't want to insure 100 percent chemical operators, if you do lawn mowing and feet then there is limited exposure on their end. Once u r 100 per fert and squirt 100 percent exposure for chem spill etc. just like lawn care or buying a car you get what u pay for. personally take a hard look at what your getting
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