Are my startup costs too high?

[McG_Landscaping]

Your liability insurance is really high. For my plowing and landscaping 2 million aggregate and 1 mill per occurrence is only $350 for the entire year

[Durabird02]

Did i miss something? I see trailer registration at the bottom but no price for a trailer...

[Hamatsa]

Everyone has good advice. I want to re-emphasize the need for pro grade mowers and handhelds. Read about advertising. Get pro grade lops, saws, pruners, etc. They don't break. Get a couple of tarps for leaves and a pro grade hedgetrimmer. Your fixed costs need to be detailed out more. I would add; Get a decent website. Look at Google Adwords.

[jrs.landscaping]

Originally Posted by McG_Landscaping

Your liability insurance is really high. For my plowing and landscaping 2 million aggregate and 1 mill per occurrence is only $350 for the entire year

Who do you go through?

[Oakleaf landscape]

Your liability insurance and vehicle insurance are through the roof. I pay $400 for commercial vehicle and $250 for 2 mil in liability

[lawnkingforever]

Originally Posted by Oakleaf landscape

Your liability insurance and vehicle insurance are through the roof. I pay $400 for commercial vehicle and $250 for 2 mil in liability

Ditto that.
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[McG_Landscaping]

Originally Posted by jrs.landscaping

Who do you go through?

Erie insurance
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[jrs.landscaping]

I think I've been getting the short end. Mine are around 1,200 per truck and 900 for 2 mil. liability. Do you have equip./tools covered under liability policy?

[McG_Landscaping]

Mimimal coverage on equipment. My truck is a whole different story but i have that through erie too. I was quoted $700 by another company
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[lawnpropm]

Are you planning on buying a box truck or landscape body? Only reason I ask is bc I didn't see a trailer on the list unless you already have one......
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