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  #1  
Old 02-06-2013, 10:06 AM
jones68 jones68 is offline
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Join Date: Sep 2012
Location: Frostburg, Maryland
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Insurance

I know this topic has been discussed on here before, but I would like to get some current information.

What insurance companies are you guys using? What does your policies include/cover? and what is your cost?

I know wording has a lot to do with cost and coverage. I want to make sure that I am covered without paying for something that I dont need.

thanks
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  #2  
Old 02-06-2013, 10:09 AM
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Landrus2 Landrus2 is offline
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Do you have employees.
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Old 02-06-2013, 10:19 AM
skorum03 skorum03 is online now
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Define "employees" haha

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  #4  
Old 02-06-2013, 11:01 AM
jones68 jones68 is offline
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Ok I should have specified I am mostly solo but i will pull an occasional guy in to help with a rail road tie (those things are too much for me to muscle around all day) or in the fall time i pull someone in to help with leaves and such.
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  #5  
Old 02-08-2013, 09:24 PM
KG26 KG26 is offline
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Location: Birmingham MI
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I'd say call around and get quotes, If you are looking to do commercial then you should have minimum $1mill policy, GL... I'll leave it to the other guys on here everyone's is different.
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  #6  
Old 02-08-2013, 09:40 PM
JimMarshall JimMarshall is offline
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Location: NW PA
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I get mine from Erie Insurance......
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  #7  
Old 02-09-2013, 10:14 AM
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Fahzu Fahzu is offline
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In Southern California, I am paying $113 per month for 1 mil. coverage. 60k in sales. Call and get quotes from brokers, you don't have to commit to anything. It's based on your sales so you will have to project what you will make for the year. Workers comp is more and hard to get, that's based on your projected payroll.
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