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Old 02-09-2013, 07:50 PM
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magicmike magicmike is offline
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Join Date: Oct 2011
Location: New York
Posts: 266
Insurance

Is a 300,000 liability insurance good to start out with? I wont be doing any major services like decking, patios or anything like that, just regular maintenance, aeration, stuff like that.
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Old 02-10-2013, 03:46 PM
joshua joshua is offline
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Location: northeast ohio
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You need more. Not sure on insurance prices in new york but in ohio a couple million is less than $500. Shop around.
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  #3  
Old 02-10-2013, 09:12 PM
crichardson crichardson is offline
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Join Date: Apr 2012
Location: Danville, VA
Posts: 96
i pay around 1200 for 1mil coverage, 5000 on equipment, and my truck insurance which is work and personal.
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Old 02-10-2013, 10:33 PM
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J & D Greens J & D Greens is offline
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Join Date: Apr 2008
Location: englewood, Colorado
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Minimum

When you are running even just a maintenance Biz. A million dollar policy is the min. you can get by with. I say that because no Biz will hire you if you have less. Mine cost me $600.00 for 2 mil and $5,000.00 tools through American Family. And my truck commercial insurance runs $800.00 a year through Allstate. (Truck is older).
Mine is based a lot on the smaller size of my Biz. No employees but me.
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  #5  
Old 02-15-2013, 01:02 AM
esmit108 esmit108 is offline
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Join Date: Sep 2012
Location: Cleveland, OH
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Insurance

Joshua what company did you get it through? Thanks
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  #6  
Old 02-15-2013, 11:57 AM
HDLLandscaping HDLLandscaping is offline
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Join Date: Feb 2013
Location: Mansfield MA
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I am BRAND new and would be paying $750 a year for 1mil of Liability (covering a bunch of stuff)
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  #7  
Old 02-17-2013, 09:07 PM
recycledsole recycledsole is offline
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Join Date: Aug 2012
Location: MD
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who do you all get your insurance through?
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  #8  
Old 02-17-2013, 09:38 PM
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magicmike magicmike is offline
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Join Date: Oct 2011
Location: New York
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i got just got insurance for 1million/2 million and 10,000 equipment for 610. Great price I think, another company wanted to charge me 1100 for half the coverage.
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  #9  
Old 02-18-2013, 08:04 AM
New2TheGreenIndustry New2TheGreenIndustry is offline
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Join Date: Feb 2008
Location: GA
Posts: 580
I see some guys talk about equipment insurance wrapped up in the GL policy. Am I reading that correctly? Is that possible?
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  #10  
Old 02-18-2013, 10:24 AM
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spitfire3416 spitfire3416 is offline
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Join Date: May 2011
Location: Central Jersey
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Quote:
Originally Posted by magicmike View Post
i got just got insurance for 1million/2 million and 10,000 equipment for 610. Great price I think, another company wanted to charge me 1100 for half the coverage.
who did you go through?
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