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  #1  
Old 05-28-2013, 05:58 PM
georgialawn88 georgialawn88 is online now
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Join Date: Apr 2012
Location: atlanta georgia
Posts: 880
how much for family insurance plan? and what company did you go with?

I know its different for each state but a ball park figure you pay for insurance for you and your family? and have you figured out how much itll be when this obama crap goes into effect? i have 850 figured in am i close or way off? thanks
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Old 05-28-2013, 06:08 PM
grandview (2006)'s Avatar
grandview (2006) grandview (2006) is offline
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Join Date: Jan 2006
Location: Lancaster N.Y.
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Avg of 12-15 k a yr.
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  #3  
Old 05-28-2013, 06:14 PM
georgialawn88 georgialawn88 is online now
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Quote:
Originally Posted by grandview (2006) View Post
Avg of 12-15 k a yr.
this makes it very hard to succeed
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Old 05-28-2013, 06:19 PM
grandview (2006)'s Avatar
grandview (2006) grandview (2006) is offline
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Check with your state and see what they offer for us poor people.
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Old 05-28-2013, 09:03 PM
georgialawn88 georgialawn88 is online now
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Location: atlanta georgia
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Quote:
Originally Posted by grandview (2006) View Post
Check with your state and see what they offer for us poor people.
haha ok all ney york always more expensive on everything! come to GA!
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  #6  
Old 05-28-2013, 09:14 PM
windflower windflower is online now
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Join Date: Feb 2013
Location: wilmington nc
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10k hsa eligible plan for 2 adults & 2 kids. will go up 65% next year.
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  #7  
Old 09-12-2013, 06:57 PM
Bobcatter2 Bobcatter2 is offline
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Join Date: Apr 2008
Location: Florida
Posts: 21
Comparisons are complicated

Medical insurance is so complicated. You have to look at your total needs. I can only speak from my experience, my wife and I are $1200 month:
Plan A: copay for a dr. visit was $10, Prescriptions were $10 for generic or $20 for name brand. Then we found out their were other levels or drugs that cost $50 or even $70 for one month, no one told us about "special prescriptions". If the surgery was "in the plan" then it was covered, no matter what they billed. Blood work was covered. (I remember a young guy at the blood testing offering to pay cash, he basically got laughed out of the office. His blood work would have been $250 when the receptionist quit counting - odd thing was my blood work was the same and my insurance payed them $55 and they were happy, go figure)
Plan B: copay for a dr visit was $20. Prescriptions were $20 and $30. No special prescriptions so far..... Also "maintenance drugs" were 90 day supply for like $10. Crazy system. Hospital costs were "major medical" 80% covered by insurance, 20% covered by me. Found out that I ended up paying money every time, even more money than Plan A payed (and they were happy with that, why am I paying??)
Plan C, the one we are on. is basically the best of both of the above.
Needless to say, I am looking forward to better health plans at a lower cost.
Doctor visits, hospital visits, prescriptions are all in there, you have to read the fine print. Oh yeah, physical therapy, didn't think about that.
Now, next topic, dental insurance, lol!
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Old 09-12-2013, 11:15 PM
Rcgm Rcgm is offline
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Join Date: Dec 2000
Location: Indiana
Posts: 301
785 a month includes the wife and I. My is about equal to Bobcatters plan c. We have dental insurance thru Aflac. My wife kept it from her old W2 job before she left to work for herself. I think it is 105 a month. Have had Aflac dental for 10+ years now.
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  #9  
Old 11-10-2013, 09:23 PM
DSLS DSLS is online now
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Join Date: Sep 2013
Location: Cunningham, TN
Posts: 37
I have blue cross blue shield through farm bureau in tn with a 1000.00 deductible and 15 copayment it covers my wife 2 kids and me for 480.00 per month does not cover dental though.
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