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  #11  
Old 02-10-2014, 04:57 PM
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jsslawncare jsslawncare is offline
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That one day my wife will make me get a real job!
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All equipment is wore out. <- Never mind. All equipment has been repainted and with new decals. It's like I have new mower's again!
48" Ferris WB
36" Ferris WB
All Echo hand helds
<- That's how I feel at the end of the day.
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  #12  
Old 02-10-2014, 05:06 PM
sharperimagelawns sharperimagelawns is offline
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Location: Winston Salem, NC
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Failure, and the consequences of it.
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  #13  
Old 02-10-2014, 05:24 PM
cmo cmo is offline
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Failure: when you quit a good paying job ( my last day was 12/31/13 to start a business failure is my biggest fear, and affecting my families life.
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  #14  
Old 02-10-2014, 05:31 PM
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gcbailey gcbailey is offline
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Drought as others have said....
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  #15  
Old 02-11-2014, 07:43 AM
Bridging Financial Bridging Financial is offline
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Great feedback. Now I challenge you to face your fears by saving cash for a months of expenses for a drought, or purchase a disability insurance policy, save cash for a slow period, reduce liabilities and increase assets.

Take control over fear, and focus on the big picture of your business.
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  #16  
Old 02-11-2014, 09:20 AM
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jsslawncare jsslawncare is offline
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Quote:
Originally Posted by Bridging Financial View Post
Great feedback. Now I challenge you to face your fears by saving cash for a months of expenses for a drought, or purchase a disability insurance policy, save cash for a slow period, reduce liabilities and increase assets.

Take control over fear, and focus on the big picture of your business.
I can sit for about 3 yrs without doing anything.
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All equipment is wore out. <- Never mind. All equipment has been repainted and with new decals. It's like I have new mower's again!
48" Ferris WB
36" Ferris WB
All Echo hand helds
<- That's how I feel at the end of the day.
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  #17  
Old 02-11-2014, 09:28 AM
Roger Roger is offline
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Join Date: Dec 1999
Location: McMurray, PA
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Quote:
Originally Posted by KeystoneLawn&Landscaping View Post
First....getting injured where I can not work. Second...weather extremes, but I will take too wet over too dry.
^^^ This. Being a solo op, I know that if I'm injured where I cannot work for some period of time, I'm done.

In 18 years, I've not missed a day of work because of illness or injury. Has the streak run its course?

Yes, weather is an issue, but there is always work of some kind. Schedules get interrupted, but I just keep working when I can. Last Spring, the work started three weeks later than in 2012. I never made up that lost work, despite having a better-than-average July and August. Having a weather-dependent service, one has to know the pitfalls.
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  #18  
Old 02-11-2014, 09:38 AM
shane-pa shane-pa is offline
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Join Date: Feb 2012
Location: emporium, pa
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I do a lot of work by myself. Do a lot of trimming hedges and weedeating and brushcutting. I always check for bees and snakes. Not that I am afraid of them, I just don't want to be bitten or stung. I am allergic to most bees and rattlesnakes are prevalent in North Central PA. I have life insurance but not disability.
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  #19  
Old 02-11-2014, 10:34 AM
zwhit81 zwhit81 is offline
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Join Date: Mar 2012
Location: terre haute IN
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My biggest fear is being able to "make it" in the business. I have a very good business but it is a side job. I am looking to have 40accounts this year and gross $45,000+. That being said my fear has kept me at my current job. I fear that I would not be able to quit my current job and keep the middle class standard of living I have now. I would need to "bring home" $75,000 per year to make up for my full time salary and retirement benefits plus what I am making on the side now. $45,000 gross to $75,000 net is a big leap. I figured it would take 3years and that is 3years of fear!
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  #20  
Old 02-11-2014, 11:28 AM
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TPendagast TPendagast is offline
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Location: Wasilla, AK
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40 clients isn't that many, even for a solo.

$45k from 40 clients isn't that much either, have you thought about up selling?

Judging from what you say your gross is, it looks like you have 40 small clients, whom you do lawn mowing and spring clean up for.

Is there other things you can do for your existing clients?
Do you ever see other services there?
Do any of them get fertilizer?
Maybe you could get a pesticide license and offer tick spray or prevent their dandelions?

Aeration?

Maybe some seasonal color?

just a few ideas.

40 clients, that average 2 grand of work per year is 80k.

Without much push, if you had each client average 1500 and you had 50 of them that would be $75k.

75k is closer than you think, you biggest obstacle is your day job right now.

Don't concern yourself with what you get for benefits right now.
What is the basics you need, to not go into debt heavily and just plain survive….
focus on making that, in the short term.
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