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Old 11-10-2003, 02:20 PM
lanceslawncare's Avatar
lanceslawncare lanceslawncare is offline
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Join Date: Sep 2003
Location: central PA
Posts: 9
licenses and insurance

getting into the biz next year and wanted to know what type of insurance i would need and maybe what the usuall amount of coverage should be as well as if i should get a license if it is needed at all and where to start the process?

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Old 11-10-2003, 04:50 PM
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tennissippi tennissippi is offline
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Join Date: Aug 2003
Location: zone 7b
Posts: 77
Don't operate a business without insurance...period! Suppose you hurt someone or damaged the property. You''ll get slaped with a huge lawsuit you probally can't afford and lose everything you own. Get a $1,000,000 general liabiliy policy. They aren't as expensive as you might think...just shop around. If you plan on doing contract work, get a bond.
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Old 11-10-2003, 10:14 PM
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2BladeRunners 2BladeRunners is offline
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Join Date: Nov 2003
Location: Middleville, MI
Posts: 35
We are starting up for 2004 also, been working on all the little details for a while now. I was able to get my vehicle & business insurance through Hastings Mutual. 2M liability plus replacement coverage on all our equipment runs about $200 per month. I wouldn't dream of cutting my neighbor's lawn without it. We've signed several half million homes. They all have expensive toys in the driveway when we were bidding. If you are planning on bidding commercial most will require at least 1M general liability.

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Old 11-14-2003, 09:57 PM
ArchiesLawns ArchiesLawns is offline
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Join Date: May 2003
Location: Alabama
Posts: 124
Does anyone have any company names for insurance (name and number)? I would really like to compare my policy with another company to see what the difference would be. Any information would be appreciated.

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Old 11-20-2003, 06:33 PM
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Join Date: Nov 2003
Location: INDPLS,IN
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