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Old 05-23-2004, 12:12 PM
wheeling22's Avatar
wheeling22 wheeling22 is offline
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Join Date: Mar 2004
Location: Hampton, NH
Posts: 9
insurance question

I have been in business for a couple of years (part time) and have no insurance. I have 15 lawns (mostly elderly ladies).
My question is, How do I go about getting insurance and what kind of insurance and about how much is it.

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Old 05-23-2004, 06:12 PM
lawnman_scott lawnman_scott is offline
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Join Date: Jan 2001
Location: st pete, FL
Posts: 7,548
Call insurance agents for a quote on general liability insurance. It varies depending on area, company, and amount of coverage. You will probably be ok with $300,000/$600,000. That is $300,000 per accident with a $600,000 total cap per year.
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Old 05-23-2004, 09:56 PM
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mtdman mtdman is offline
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Location: A2, Michigan
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Getting insurance is super easy, nothing to procrastinate about or worry about. Find a commercial insurance agent, get the insurance in place, and put yourself at ease.
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Old 05-24-2004, 07:56 PM
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TSM TSM is offline
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Join Date: Feb 2003
Location: MA
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yep, easy

call the people you have your auto/truck insured with, they will surely help you

one word of advice, no need to be 'over insured' The 300,000/600,000 advice given above is good.
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Old 05-27-2004, 12:12 AM
Johnson Johnson is offline
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Location: Columbus, Ohio
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As stated above, it's a rather easy process. I have 1 million in coverage and pay $505.00 per year including coverage for theft of my equipment and coverage for an employee.
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Old 05-27-2004, 12:14 AM
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tiedeman tiedeman is offline
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I do have to agree that liability insurance is one of the cheapest, yet best investment for your company
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Old 05-28-2004, 10:37 AM
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Team Gopher Team Gopher is offline
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Join Date: Jul 2003
Location: -
Posts: 4,043

Here is an article we wrote in the past. Maybe it will be helpful to you.

"16 most common Insurance questions answered"
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