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Old 01-26-2005, 01:46 PM
Mgardner's Avatar
Mgardner Mgardner is offline
LawnSite Member
Join Date: Nov 2001
Location: Illinois
Posts: 155
Mine runs 1600. down to the wire. Includes truck as a commercial vehicle, liability to both trailers. Comprehensive on all equipment. Covers losses year round to entire inventory which is listed. If it isn`t listed on your policy including serial #...., it is not covered. I used to pay 379 a year until my independent agent pointed out all the loopholes of the policy. They go by gross income so if its just a sideline you can welch on rates. When its your entire livelyhood those items have to be listed. They also audit every year (payroll) determines exposure level.
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