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#2
03-23-2005, 09:40 PM
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The first thing you need is business insurance on your truck and trailer. Then a general business liability policy. These are a must. Minimum is at least $500,000 on each policy.IMO.
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KUBOTA/HUSTLER User 
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#3
03-24-2005, 10:00 AM
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The break points on insurance are 300k 500k 1 million 3 million and 5 million
The price difference on your GL between 300 and 500 is minimal $100-200 per year. Same for stepping up to 1 million. IMO the least you want to get is 1 million but it does depend on your assets and state law. I would get minimum 500k liability on vehicles. Get comp on your trailer. Mine is $50 per year. For GL get 1 million and get an equipment rider to cover your expensive equipment. My 1 million policy with 30K in itemized coverage ($500 per incident decuctable) for equipment is $1080 per year.
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If you don't know your costs, you can't bid right. If you don't bid right, you can't make money, If you can't make money, become a Wal-mart greeter.
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#4
03-25-2005, 01:58 PM
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Insurance
GL Insurance and auto insurance we carry. We have a 300K GL policy w/ a 5K rider for the other equipment. Costs about $530. year.
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Dwight L. Biddle Melcher-Dallas Mowing Services This is the day the Lord has made; let us rejoice and be glad in it. Psalm 118:24
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