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Old 03-18-2014, 09:12 PM
scott30 scott30 is offline
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Join Date: Jan 2014
Location: MO
Posts: 14
Gas Station Bid

My company has recently been asked to submit a bid for a local chain of gas stations (3 total). We're a younger company and have taken on some commercial properties in the last few years but never anything like this. They gave me a form to fill out which i've never had anyone do before. They form asked what types of insurance I have. I have general liability but not workers comp since I'm the owner and only employee I don't need it. If I need help I usually contract the work out and the contractor carries his own insurance. I've thought about attaching a cover letter explaining this since I don't want to lose a bid just because I don't have a certain type of insurance. What do you guys think of this?
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Old 03-18-2014, 09:17 PM
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thegreenskeeperkc thegreenskeeperkc is offline
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Join Date: Mar 2014
Location: Grain Valley, Mo
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I would put on the cover letter that you are the owner and only employee, thus not needing work comp. If you need help, make sure its not on those 3 gas stations.
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Old 03-18-2014, 09:19 PM
lawnspecialties lawnspecialties is offline
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Join Date: Apr 2005
Location: Garner, NC
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That's exactly what I'd do. I was without workers' comp for about ten years because I was solo. I also had on average ten commercial accounts and it was never an issue: banks, medical office, church, neighborhood common areas, etc.

Just fill the form out to the best that you can and include a brief letter. Don't let it intimidate you. We all win some and lose some.
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