Ok gents. Invertment talk

[muddywater]

Originally Posted by Duekster

Just image where prices would be if the world economy were at full tilt.

I don't think I would mind if the economy was at full tilit!

[Duekster]

Originally Posted by muddywater

I don't think I would mind if the economy was at full tilit!

Developers like to build at the bottom. Just saying.

[muddywater]

Originally Posted by Duekster

Developers like to build at the bottom. Just saying.

Not many developers left. And all the developers i know aren't doing jack, bc they don t want to pay interest and taxes for god knows how long till the housing comes back. It will be 10 years in my state.

[Clay Sink]

It's even better, most lco's with a decent business can afford to put the max into a roth, currently $15,000. This much every year for 30 years, even with a modest 8% rate of return comes to a cool 1.8 million. And something Bohia didn't mention about the roth is that when you take it out, there are NO taxes. The money is taxed before you invest it. Most people fight this until I ask them "would you rather pay taxes on the seed, or on the crop".

Just sayin'

[muddywater]

My accountant thinks politicians will want to get their grubby hands on the roth before long and advised me to take the deduction while i can
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[Duekster]

Originally Posted by muddywater

My accountant thinks politicians will want to get their grubby hands on the roth before long and advised me to take the deduction while i can
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Hopefully we will get some sort of stable tax plan we can count on for the next 10 to 20 years.



I do not care what the rules are as long as they are stable and apply to all of us.

[muddywater]

Originally Posted by Duekster

Hopefully we will get some sort of stable tax plan we can count on for the next 10 to 20 years.



I do not care what the rules are as long as they are stable and apply to all of us.

I agree, I think people are holding up on spending and investing because of that.

[agrostis]

Originally Posted by Clay Sink

It's even better, most lco's with a decent business can afford to put the max into a roth, currently $15,000. This much every year for 30 years, even with a modest 8% rate of return comes to a cool 1.8 million. And something Bohia didn't mention about the roth is that when you take it out, there are NO taxes. The money is taxed before you invest it. Most people fight this until I ask them "would you rather pay taxes on the seed, or on the crop".

Just sayin'

Pre-tax saving's should be a no brainer. Do you realize what the tax rate is going to be in 25 year's? It WILL piss you off at retirement time if you have to pay a big chunk of money in taxes. I's 49, my roth is worth 80,000 today. With a 8% annual return and a $3,000 annual contribution, i can retire at 65 with 372,000. That's not a lot but it will make a big difference.

[whosedog]

As long as interest rates are low,mortgage real estate investment trusts are a good place to park your money.AGNC,MTGE and several other REITS pay 15% or better dividends.If you want to make more money than that, buy long (Jan 2013)ITM call options when they SPO then sell your calls on the dividend run up,about 3 days before they go EX dividend.You will make a lot more than 15% on your investment,CDS while safe, really don't pay enough anymore.If you want to make money, you have to be willing to take on some risk.