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Old 08-24-2005, 11:29 AM
PalmettoLawn PalmettoLawn is offline
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Need Help With Insurance

Need to find a cheap place to get liability insurance. I need a million dollar coverage. Cheapest I have found is $901.00 a year.
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  #2  
Old 08-24-2005, 12:43 PM
farmerphilco farmerphilco is offline
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Quote:
Originally Posted by PalmettoLawn
Need to find a cheap place to get liability insurance. I need a million dollar coverage. Cheapest I have found is $901.00 a year.

There are so many variables that need to be known before you can really know what is the best premium for your company. That premium could be very low or it could be very high.

What are you doing?
What is your annual payroll & receipts?
# of employees?
type of work performed?
%'s of each type?
so on and so on.
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Old 08-24-2005, 02:38 PM
Guthrie&Co Guthrie&Co is offline
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i am looking at a new policy 1 mill/ including coverage on my equipment for 400 year. one employee( me) and a 250 deductable
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Old 08-24-2005, 04:33 PM
farmerphilco farmerphilco is offline
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Quote:
Originally Posted by scabyscapes
i am looking at a new policy 1 mill/ including coverage on my equipment for 400 year. one employee( me) and a 250 deductable

What company is that quote through?
That cannot include work comp.
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Old 08-24-2005, 05:46 PM
Guthrie&Co Guthrie&Co is offline
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malcom warren independent comapny. no workers comp. dont have any employees but myself and i carry my own health ins
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  #6  
Old 08-25-2005, 12:03 PM
farmerphilco farmerphilco is offline
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Quote:
Originally Posted by scabyscapes
malcom warren independent comapny. no workers comp. dont have any employees but myself and i carry my own health ins

Which company, not the agency. If you actually have correct coverage for less than what 99% of all companies charge (most have a minimum premium of around $500) then I would like to have them as long as they are rated "A" or better.
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  #7  
Old 08-26-2005, 12:29 PM
PalmettoLawn PalmettoLawn is offline
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Quote:
Originally Posted by scabyscapes
malcom warren independent comapny. no workers comp. dont have any employees but myself and i carry my own health ins
Thanks for the info. I need same thing that you have. Only me and my equipment. Does that company have a website?
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  #8  
Old 08-26-2005, 06:37 PM
farmerphilco farmerphilco is offline
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Location: Kentucky & Nation @ large
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Quote:
Originally Posted by scabyscapes
malcom warren independent comapny. no workers comp. dont have any employees but myself and i carry my own health ins

is there a way that you could email or fax me a copy of your policy? It almost sounds too good to be true but that is a great company if it is all correctly written
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