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  #21  
Old 01-25-2006, 07:49 PM
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BSDeality BSDeality is offline
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since i'm still unmarried, yes, one person.
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  #22  
Old 01-25-2006, 07:49 PM
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K.Carothers K.Carothers is offline
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Quote:
Originally Posted by BSDeality
i know plenty of people in the $115-235/mo range, Insurance doesn't have to be high, you more than likely had too much if it was costing you $1100/mo.

sure, i've got a $1000 deductible, but i'm still covered in the event that i need surgery or a hospital visit.
I must be missing something. I don't know of one person that pays under $400/month for health insurance. I'm not talking about being an employee and having to pay a little, I'm talking about people that have to pay 100%.


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  #23  
Old 01-25-2006, 07:50 PM
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K.Carothers K.Carothers is offline
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Quote:
Originally Posted by BSDeality
kc, it is through Golden Rule. been with them for years on my parents policy, and on my own since last may when i graduated.

don't forget, i'm a healthy 22 year old non smoking white male.
Stay healthy and keep that insurance

kc
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  #24  
Old 01-25-2006, 07:52 PM
bobbygedd bobbygedd is offline
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Quote:
Originally Posted by BSDeality
since i'm still unmarried, yes, one person.
what about your male companion? is he on the policy too?
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  #25  
Old 01-25-2006, 07:56 PM
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Jason Rose Jason Rose is offline
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Mine runs $140 a month (freedom life) $500 deductible, 80/20 up to $2,000 then it pays out 100%, max out of pocket per year is $2,500. Also has a $25 co-pay for Dr. visits.

I'm 27, non smoker, white, male.

If I wsa paying 1,100 a month, yeah I would think about ditching it too... But you still have to think about major illness or hospital stays. I had a simple Knee surgery done last winter and the bill was over 10 grand.

Now a days you have to watch your insurance "cap" as well. Most all policies have a maximum amount they will pay out over your lifetime. Used to be a million dollar cap was plenty, but more and more people are running out of payout before life. I think mine has a 3 million cap. With the cost of health care insanely high as it is and the way most insurance claims filed are hugely inflated prices I wonder if that's even enough...
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  #26  
Old 01-25-2006, 07:59 PM
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BSDeality BSDeality is offline
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oh, how could i forget my "manly" girlfriend
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  #27  
Old 01-25-2006, 08:00 PM
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K.Carothers K.Carothers is offline
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Quote:
Originally Posted by BSDeality
oh, how could i forget my "manly" girlfriend
What about the girl? Is she taken?

kc
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  #28  
Old 01-25-2006, 08:03 PM
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BSDeality BSDeality is offline
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if she don't buck you off, you might have a winner.
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  #29  
Old 01-25-2006, 08:08 PM
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Envy Lawn Service Envy Lawn Service is offline
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Now lets be honest here. Health Care costs are the 'real scam' not health insurance. In fact, most all types of insurance premiums are regulated like a mother by most state's department of insurance. In other words, the insurance companies have to have their rates approved to begin with and any increases on any class thereafter. They have to submit ungodly amounts of paperwork and prove the need before anything is cleared.

So if the cost of medical attention and prescription drugs were not so drastically over inflated, the insurance would cost less. But yet we gripe at the insurance companies, which are the only hedge we have left instead of addressing the real issue, which is that the cost of health care is out-pacing the rate of inflation by unreal leaps and bounds.
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  #30  
Old 01-25-2006, 08:32 PM
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kc2006 kc2006 is offline
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Quote:
Originally Posted by BSDeality
oh, how could i forget my "manly" girlfriend
heeeeeeyyyyyy

she have a sister?
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