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Old 10-09-2006, 06:53 PM
crbrown17 crbrown17 is offline
LawnSite Member
 
Join Date: Oct 2006
Location: South Louisiana
Posts: 2
Question Christmas Light Installation + Liability Ins?

Those of you who are installing Xmas Lights can you share what type of Liability Insurance you are carrying. I am certain my lawn care Ins will not cover the light hanging venture. I have had many of my customers asking for the service and I would like to have an idea what type of policy is required. Any info from you guys is very appreciated.

CRBROWN17
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Old 10-10-2006, 10:21 AM
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green_mark green_mark is offline
LawnSite Senior Member
 
Join Date: May 2005
Location: Saint Paul MN
Posts: 494
Quote:
Originally Posted by crbrown17
Those of you who are installing Xmas Lights can you share what type of Liability Insurance you are carrying. I am certain my lawn care Ins will not cover the light hanging venture. I have had many of my customers asking for the service and I would like to have an idea what type of policy is required. Any info from you guys is very appreciated.

CRBROWN17
We went to our insurance company, explained and provided photos of the work we do.

He advised that we have standard ground crews and roof crews. This permits a clear line for workers comp and the general liability insurance.

They provided coverage specific towards this service based on the revenues we bill out.

Go to your insurance agent and tell him everything. Hide one thing and it could be trouble.

They will guide you to the correct coverage.
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