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Old 01-16-2002, 07:31 PM
mike payne mike payne is offline
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Join Date: Jan 2002
Location: blue springs, mo.
Posts: 75
Liability insurance

What is a good price for liabiliy insurance? What company do you use? Thanks.
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Old 01-16-2002, 08:37 PM
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Lawn Dog2001 Lawn Dog2001 is offline
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Join Date: Apr 2001
Location: Pittsburgh PA
Posts: 1,026
It really depends on what coverages you want.

Are you interested in just liability?

Will you be adding on all of your equipment to be covered?

Do you need to be covered for pesticide use?

These are all things that you need to consider. I am insured for up to 1million$ for liability including pest use. My policy also covers all of my equipment. I am a little below $1000 in price.
I do not do this for the love of the game. I do this for the money.
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Old 01-16-2002, 09:44 PM
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Guardian Guardian is offline
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Join Date: Sep 2000
Location: Florida
Posts: 269
Another factor in addition to what lawndog said is your business volume. We started out with 1 million liability (which is really only 500k for any "one time" accident) and 10k coverage on equipment - that cost $650/yr -BUT at the end of the year, the insurance CO. audited us and because we made more than a certain amt, they charged us an extra $300.
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Old 01-16-2002, 09:56 PM
GreenStar GreenStar is offline
Join Date: Jul 2001
Location: mid west
Posts: 114
i use farmers my equipment and liability is $750 bucks. half million/million and $30k in equipment. i also get my medical from them
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Old 01-18-2002, 11:21 AM
SCL SCL is offline
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Join Date: Jul 2000
Location: Northwest Illinois
Posts: 543
Liability from Pekin. Half million/million, ~$300 a year
She thinks my tractor's sexy!
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