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  #11  
Old 02-01-2002, 09:22 PM
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C4chris70 C4chris70 is offline
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Join Date: Jan 2002
Location: St. Petersburg, Fl
Posts: 500
I also carry 1 million liability through Westfield with an additional equipment rider. My policy runs $667 per year. About 2 years ago someone stole $2500 worth of hand held equipment while I was working in a back yard. Westfield had a check in my hand in less than a week. Before the claim I was paying about $300 per year for the same policy. I don't mind paying the increase when I know my insurance company will work quickly to settle my claims.
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  #12  
Old 02-01-2002, 09:32 PM
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Mowingman Mowingman is online now
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Join Date: Feb 2001
Location: Texas
Posts: 4,362
I have $600,000 at a cost of $622.00/yr. It is with American Mercury LLoyds. State Farm told me they did not do liab. for the lawn and landscape business. I have filed one claim in 3 years, but my rate has not increased any.
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  #13  
Old 02-01-2002, 09:56 PM
Pauls Mowing Pauls Mowing is offline
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Join Date: Sep 2000
Location: Sioux Falls, SD
Posts: 206
I pay $300 a year for $1 million liab through American Family.

Paul
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  #14  
Old 02-01-2002, 10:35 PM
Currier Currier is offline
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Join Date: Jan 2000
Location: Fruita, colorado
Posts: 554
Check out Weisberger.com sp? (plcaa site) they gave me a pretty reasonable quote for liab as well as workman's comp. Currently I go with American Family home and business. 380.00 per year for 1,000,000 liab. 540/year for 2,000,000. (contractors package-inland marine)
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  #15  
Old 02-01-2002, 10:48 PM
TJLC TJLC is offline
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Join Date: Jul 2000
Location: Port Charlotte, FL
Posts: 1,308
I just looked and I pay $1750.00 a year for: $500,000 gen. lia. ins. full coverage on my truck, trailer and equipment thru Progressive and Ohio Casualty Group.
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  #16  
Old 02-02-2002, 12:00 AM
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Hookset Hookset is offline
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Join Date: Nov 2001
Location: Selmer, Tn
Posts: 128
Ins. rates

Farmers lost there headquarters building to a tornado and lost a lot of money in stocks from the 9-11 incident. I had to find a different homeowners this year. There trying to pass on there losses. I found a company called Tapco, million runs $568.00 yr.
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  #17  
Old 02-02-2002, 03:01 AM
skyphoto skyphoto is offline
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Join Date: Feb 2001
Location: Ridgedale,MO
Posts: 221
A little over 300.00 for gen. lia. 1mil/2mil around 750.00 for comm. auto and trailer full coverage.....all @ American Family
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  #18  
Old 02-02-2002, 07:43 AM
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lee b lee b is offline
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Join Date: Dec 2000
Location: Red State, so don't blame us
Posts: 4,438
$350.00 a year for a million dollar commercial liability and full coverage on my mowers. Have it with State Farm, most insurance agents don't want the hassle of selling this kind of policy, but State Farm definitely sells commercial mowing liability insurance at a very reasonable price.
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  #19  
Old 02-02-2002, 03:17 PM
LAWNGODFATHER LAWNGODFATHER is offline
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Join Date: May 2001
Location: St. Louis, Missouri Gateway to the west
Posts: 6,750
Damn some of you guys are outragously cheap!!!!

Are you solo also, as that equipment, payroll, and all the other added variables make the cost go up.
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  #20  
Old 02-02-2002, 04:49 PM
sheppard sheppard is offline
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Join Date: Apr 2001
Location: Tallahassee, FL
Posts: 542
Insurance costs

Yep, I'm solo. Be willing to go to 2 million if certain commercial customers asked for it.

Cordially,
Sheppard
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