Register free!

The Green Industry's Resource Center



Reply
 
Thread Tools   Display Modes
  #1  
Old 12-08-2014, 12:18 PM
Bill Grey's Avatar
Bill Grey Bill Grey is offline
Sponsor
 
Join Date: Oct 2014
Location: St James NY
Posts: 10
Snow removal insurance!!

I have access to a carrier that just reopened it's market for Snow removal operations. Like the rest of the carriers out there, there are of course restrictions.

NO
Gas Stations
Public Roads
Box Stores
Supermarkets
Hospitals

You must have a commercial auto policy on the trucks used for plowing operations and the liability limit on the Auto and the GL must match.

If your operations don't include any of the above and you'd like me to explain more, please give me a call and about 10 minutes of your time. Please do not ask me who the carrier is over the phone. It's an A rated carrier I can assure you.
__________________


Bill Grey

Intac
220 Lake Ave Suite 5
St. James NY 11780
800-858-3606
www.intacins.com
https:/facebook.com/pages/intac/320498628122713
Reply With Quote
  #2  
Old 12-08-2014, 02:18 PM
dieselss dieselss is online now
LawnSite Senior Member
 
Join Date: Apr 2012
Location: highland in
Posts: 618
Why all the "no's"
Posted via Mobile Device
Reply With Quote
  #3  
Old 12-08-2014, 02:32 PM
Bill Grey's Avatar
Bill Grey Bill Grey is offline
Sponsor
 
Join Date: Oct 2014
Location: St James NY
Posts: 10
In NY if you want a completely unrestricted snow removal policy it's very expensive. This particular carrier does not want the exposure of high volume sites. A Walmart for example will generate a lot more foot traffic than a small stand alone store will. The more traffic, the greater the likely hood of a slip and fall claim. The carrier cannot offer all the other classes that are currently excluded at this price point. A 1 truck operation can probably come in under $2000 with this carrier. I have guys that pay $40-50k a year for their policies. They have no restrictions and they do a lot of work. Amazingly, they don't cry about their premiums. I can't foresee a real answer to this problem anytime soon. I only see it getting worse. Until we have another crazy economy like 2000 to 2007, you won't see rates go down.
__________________


Bill Grey

Intac
220 Lake Ave Suite 5
St. James NY 11780
800-858-3606
www.intacins.com
https:/facebook.com/pages/intac/320498628122713
Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump





Powered by vBulletin® Version 3.8.6
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
Copyright ©1998 - 2012, LawnSite.comô - Moose River Media
All times are GMT -4. The time now is 04:59 PM.

Page generated in 0.06271 seconds with 9 queries