General Liability Insurance?

[T.Brandon]

In order to get General liability insurance do I have to obtain my state horticulture license?

[DLAWNS]

I don't know about your state, but there is nothing like that in Jersey.

[T.Brandon]

Meaning? That I do need my Horticulutre license to carry G.L

[DLAWNS]

Well, what I mean is what is this horticulture license? Is it a pesticide license or is a BS license that the state made up just to charge you money? I don't think you need any kind of license to get G.L. I don't remember if I even had to show them my incorporation papers or not. But like I was getting at in my first reply, I could be wrong because it could vary state to state.

[Tommy Boy]

Most insurance agents could care less, go tell them (Not ask) that you need a quote for General Liability Insurance for a Landscaping Business with chemical application. You will get lot's of response back, they could care less if you have a license

[Big C]

Originally Posted by T.Brandon

In order to get General liability insurance do I have to obtain my state horticulture license?

No, in Louisiana you do not need a hort. lic. to get GL insurance..all they need is a rundown of your services and how many employees you have and just general info about your business....that's it.

[T.Brandon]

Thanks for the info, and I'm guessing thats what the horticulutre license is a money racket

[kootoomootoo]

To get the license in some states you need to have proof of gl.

You need a pulse to get gl Big difference.

[T.Brandon]

How much would I been looking at yearly for general liability

[DLAWNS]

I believe, depending on the area...that you will pay around $600-$800 a year.