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Old 03-06-2002, 06:00 PM
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Twotoros Twotoros is offline
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Join Date: Jun 2000
Location: Yakima,WA.
Posts: 494
Cost of liability ins.

I have a quote for 645$ a year which is based on 35k of payroll and up to three employees including myself. Does this sound ok?
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Old 03-06-2002, 07:04 PM
LawnLad LawnLad is offline
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Join Date: Jan 2002
Location: Cleveland, Ohio
Posts: 738
Sounds a little steep based on your payroll, but they may be adding in your payroll if you're not a corp. It also may be your market.

shop it arond. Find an agent that can give you multiple quotes from different companies.
Lawn Lad, Inc.
Cleveland, Ohio
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Old 03-07-2002, 01:03 PM
tailoredlook tailoredlook is offline
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Join Date: Sep 2000
Location: Plymouth Meeting PA
Posts: 142
Try National grange mutual. just over $500 for 1 mil policy plus payroll. $250 deduct.
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Old 03-10-2002, 07:56 PM
Andy Miller Andy Miller is offline
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Join Date: Oct 2001
Location: Northern Kentucky
Posts: 28

We are a small father and son part time business. I am sick to death of paying the same for liability insurance as the larger operators. Five hundred dollars a year for insurance is 10% of our gross. Why do we have to pay for 12 months of insurance for a 26 week business? This has put us out of business. The greed of the insurance industry and the lumping of all size business and the million dollar amount is TOO MUCH.
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