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  #1  
Old 03-16-2002, 11:10 PM
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Cashmonysonny Cashmonysonny is offline
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Join Date: Mar 2002
Location: Nashville Tennessee
Posts: 41
HOw Much doyou pay a month for Insurence and liability??

I am starting my company this spring.. I want to haow much you pay on a monthly or yearly basis for you lawn company's insurence.. I also need to know about how much do lisences cost and how long do they last.
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  #2  
Old 03-16-2002, 11:42 PM
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heygrassman heygrassman is offline
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Join Date: Jan 2002
Location: Columbus, Ohio
Posts: 509
just got a quote for me only 300K in insurance, 10K in ins on the equip for $500 per year..

there are many other threads of recent regarding this.

I can not answer yout license question without knowing more info, licenses you are interested and state where you will operate.

jf
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  #3  
Old 03-17-2002, 11:16 AM
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Bob Minney Bob Minney is offline
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Join Date: Jan 2002
Location: The Hottest driest city next to Hades - Denver Colorado
Posts: 1,094
500k liability ins. $350 year
Trade name registration $12 per year
Dept of ag. pesticide lisc. $350 per year
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  #4  
Old 03-17-2002, 03:09 PM
mr lawn mr lawn is offline
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Join Date: Mar 2002
Location: Great Northeast
Posts: 5
Here in NY, my 500k liability runs me about $ 800 a year, and I had a hard time finding it. Also, it costs me $20 a year for the name registration. Hope this helps you.....

Mr lawn
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  #5  
Old 03-17-2002, 07:03 PM
Commander Commander is offline
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Join Date: Mar 2002
Location: western mass
Posts: 116
Cost of insurance will vary from state to state, and from service to service. Also how much experience you have in the field is a big player in how much you pay. If you want to only cut grass then you aren't too bad off. If you want to do excavation or tree work then start saving for just insurance now. Keep this in mind, if you are covered for lawns and you bust up a house cutting down a small tree it's your @ss, or if you rent a backhoe or something like that and destroy a septic system, same deal. Another thing to think about... if you do, do damage like that and you don't get covered seeing as how you are 16, your parents could be held liable.
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  #6  
Old 03-17-2002, 07:49 PM
Harvestman Harvestman is offline
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Join Date: Feb 2001
Location: zone six
Posts: 233
We Paid $1200.00 this year for $1,000,000 in liability. That does include a pollution coverage. Try www. weisburger.com. Harvestman
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  #7  
Old 01-21-2004, 12:47 AM
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draftlawncare draftlawncare is offline
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Join Date: Jan 2004
Location: waynesboro va
Posts: 226
$320 a year $1,000,000 and $ 0 deductible workers comp thats another story
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  #8  
Old 01-21-2004, 01:58 AM
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BigEd BigEd is offline
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Join Date: Nov 2000
Location: MD
Posts: 299
You cant get business insurance at the age of 17.
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  #9  
Old 01-21-2004, 07:35 AM
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rodfather rodfather is offline
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Join Date: Aug 2001
Location: Clinton, NJ
Posts: 9,632
My lialbility insurance is $4442.76 per year ( which includes my inland marine coverage as well).
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  #10  
Old 01-21-2004, 09:11 AM
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65hoss 65hoss is offline
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Join Date: Sep 2000
Location: Memphis, TN
Posts: 6,360
$1300 for G/L with $2 mil and Inland marine policy.
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