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  #1  
Old 04-02-2009, 09:03 PM
Weekly Weeder Weekly Weeder is offline
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Sheffield loan response

How long before you get a response from Sheffield?
I applied for a lone online 16 days ago and so far, nothing.
I figure I have been declined but thought I would have
received some kind of notification by now.
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  #2  
Old 04-02-2009, 09:06 PM
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Elite Outdoor Elite Outdoor is offline
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Three years ago I got a loan from them, I did it at the dealer and I knew the next day.
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  #3  
Old 04-02-2009, 09:12 PM
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willretire@40 willretire@40 is offline
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proably declined. GE Money is easier to get (ex toro card, hustler card) Also remember that what ever card the dealer offers you can use it on any brand.
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  #4  
Old 04-02-2009, 09:13 PM
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KrayzKajun KrayzKajun is online now
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did you try to call them??
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  #5  
Old 04-02-2009, 09:37 PM
Weekly Weeder Weekly Weeder is offline
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Quote:
Originally Posted by KrayzKajun View Post
did you try to call them??
No I haven't called them.
I know I should,but I don't handle rejection well.
I paid off my first loan with Sheffield 2 years ago without a hiccup and have since paid off a lone with GE Money a full year early. (I have a GE Money card). I guess I was asking for to much. (Ventrac)
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  #6  
Old 04-02-2009, 09:43 PM
CALandscapes CALandscapes is offline
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Finance companies aren't handing out money as easily as they were two years ago... I'd suggest that you call them and check the status of your application.

Good luck!!
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  #7  
Old 04-02-2009, 09:58 PM
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LouisianaLawnboy LouisianaLawnboy is offline
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Try YardCard.
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  #8  
Old 04-02-2009, 10:06 PM
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Jason Rose Jason Rose is offline
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Sheffield usually will approve/deny within 30 minutes. This day and age all it takes is a few clicks of the mouse for the dealer to find out, or usually even faster, pick up the phone. Any credit reporting they would need can be done nearly instantly, they can do an inquiry and see what your score is to determine if you are a bad risk or not.

If you heard nothing I'm guessing your request fell thru the cracks somewhere. ask again, get the dealer on the horn, they should tell you yay or nay while you are standing there.
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  #9  
Old 04-03-2009, 12:59 AM
ChrisGA ChrisGA is offline
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Location: NW Georgia
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When I bought my mower 3/26/09 I got a response in 20 minutes from Sheffield. I wanted to go thru yard card they had lower apr's but the dealer told me they are tight on who they loan money to and sometimes it takes days to hear anything.

So I went with sheffield but dang near perfect credit like I have I still have a 17% Apr !! I was real shocked on this one. But I have a low 3.2% apr credit card im gonna put it on when I pay on it for a year or so. But hopefully I can get the mower payed off by 2 years .
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  #10  
Old 04-03-2009, 01:21 AM
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PROCUT1 PROCUT1 is offline
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I used them a few times in the past. Response was always a few minutes.
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