Register free!
Search
 
     

The Green Industry's Resource Center


Click for Weather
Reply
 
Thread Tools Display Modes
  #1  
Old 12-13-2009, 12:43 PM
procut's Avatar
procut procut is offline
LawnSite Bronze Member
 
Join Date: Sep 2004
Location: Don't worry about it...
Posts: 1,855
Insurance Cost for Dump truck

I've been kicking around the idea of a dump truck sometime within a year or two. Something just under CDL, so about 24-26k GVW, like a F-650 or 6500 Chevy. I see them used all the time cheap enough, but I've been told the insurance costs are quite high, just curious. Thanks!
Reply With Quote
  #2  
Old 12-13-2009, 01:06 PM
JB1's Avatar
JB1 JB1 is online now
LawnSite Fanatic
 
Join Date: Feb 2000
Location: From the hills of beautiful Southern Indiana
Posts: 5,836
I would call an insurance agent and find out.
__________________
Reply With Quote
  #3  
Old 12-13-2009, 01:09 PM
Mowingman's Avatar
Mowingman Mowingman is offline
LawnSite Platinum Member
 
Join Date: Feb 2001
Location: Texas
Posts: 4,443
I had a dump truck one time. I sold it due to the high annual insurance cost, and high annual registration fees here. My insurance agent said that if it dumps, insurance is going to be very high, no matter what size truck it is.
__________________
Work Safe
Reply With Quote
  #4  
Old 12-13-2009, 02:24 PM
DuallyVette DuallyVette is offline
LawnSite Silver Member
 
Join Date: Dec 2003
Location: Charlotte NC
Posts: 2,097
My 15,000 gvw dump truck costs me the same as my k3500 duallys. Of course the price of insurance varies greatly by state.

The guy's on the Corvette forum are paying between $500 a year and $4000 a year for a new Corvette with a clean driving record.
Reply With Quote
  #5  
Old 12-13-2009, 02:45 PM
P.Services's Avatar
P.Services P.Services is online now
LawnSite Fanatic
 
Join Date: Apr 2007
Location: Fenton Michigan
Posts: 6,079
My kodiak doesn't cost me shet. Half of what my new 2500hd costs. Heck less then half. Now tags from the state are another story.
Posted via Mobile Device
Reply With Quote
  #6  
Old 12-13-2009, 02:51 PM
procut's Avatar
procut procut is offline
LawnSite Bronze Member
 
Join Date: Sep 2004
Location: Don't worry about it...
Posts: 1,855
Yeah, just after I posted this thread, I thought, Duh should probably just ask my agent.

Thats intersting Picasso, so must be the ins. isn't very much then. I know licence plates were costly, too. I would probably just plate it for half the year.
Reply With Quote
  #7  
Old 12-13-2009, 02:55 PM
P.Services's Avatar
P.Services P.Services is online now
LawnSite Fanatic
 
Join Date: Apr 2007
Location: Fenton Michigan
Posts: 6,079
$435 a year on my kodiak plates are around 1800 I belive or a $250 ticket if you get caught running without them then go get 3 month tags to make the state happy and start the process over again.
Posted via Mobile Device
Reply With Quote
  #8  
Old 12-18-2009, 11:14 AM
Contractors Pro Contractors Pro is offline
LawnSite Member
 
Join Date: Dec 2009
Location: Chesapeake VA
Posts: 4
Just because it "dumps", doesn't mean it has to be expensive. Landscaping is not considered by the insurance industry to be a risky class. Many of my landscapers pay between $1,000 -$1,800 a year for a dump truck on their polcy, depending on their coverages. Rates do vary between states, but no that much.
Reply With Quote
  #9  
Old 12-22-2009, 10:28 PM
bohiaa's Avatar
bohiaa bohiaa is offline
LawnSite Fanatic
 
Join Date: Jun 2005
Location: Bellville Texas, near Houston
Posts: 5,017
Quote:
Originally Posted by Contractors Pro View Post
Just because it "dumps", doesn't mean it has to be expensive. Landscaping is not considered by the insurance industry to be a risky class. Many of my landscapers pay between $1,000 -$1,800 a year for a dump truck on their polcy, depending on their coverages. Rates do vary between states, but no that much.
I sure it varys from location to location. comming from the Dallas Texas area every driver there is high risk. <--- notice the peroid

my insurance for simple liblity was 10.00 a day. I kno. hard to belive.
I have relocated to a small town 50 miles w of Houston. I nearly fell over when I tok out inland marine on 2 ZTR's 2 trialers 2 trucks and verious hand held. it's 1200 a year.

this price was amazing. I added another truck about 2,3 months ago and it raised my insurance 127.43 per year.
these prices are amazing.
Reply With Quote
  #10  
Old 12-22-2009, 10:41 PM
unkownfl's Avatar
unkownfl unkownfl is online now
LawnSite Gold Member
 
Join Date: Mar 2009
Location: Orlando/Windermere
Posts: 3,771
Quote:
Originally Posted by bohiaa View Post
I sure it varys from location to location. comming from the Dallas Texas area every driver there is high risk. <--- notice the peroid

my insurance for simple liblity was 10.00 a day. I kno. hard to belive.
I have relocated to a small town 50 miles w of Houston. I nearly fell over when I tok out inland marine on 2 ZTR's 2 trialers 2 trucks and verious hand held. it's 1200 a year.

this price was amazing. I added another truck about 2,3 months ago and it raised my insurance 127.43 per year.
these prices are amazing.

This is why most companies with a lot of vehicles have them registered in some small town no body has heard of.
__________________
Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump





Powered by vBulletin® Version 3.8.6
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
Copyright ©1998 - 2012, LawnSite.comô - Moose River Media
All times are GMT -4. The time now is 09:01 AM.

Page generated in 0.09575 seconds with 7 queries