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  #1  
Old 01-20-2010, 11:28 AM
zgrrl zgrrl is offline
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Join Date: Oct 2007
Location: Nashville TN
Posts: 27
Buying disability insurance...?

I am shopping for disability insurance. I am getting a quote from the local Farm Bureau, wondering if yall have recommendations for other products, eg state farm or whatever.
Thanks.
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  #2  
Old 01-20-2010, 01:05 PM
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BearWise Landscapers BearWise Landscapers is offline
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Join Date: Jul 2009
Location: Orlando, FL
Posts: 456
Trying calling an independent insurance agency, especially one that specializes in health insurance coverages like disability. The problem with calling an agent at somebody like Farm Bureau is that they only have access to that one insurance company. An independent agent cannot access Farm Bureau, State Farm, Nationwide, or some of those insurance carriers, but they have access to many others that often have better rates. We have clients with over 35 different insurance carriers and some agents have even more than that. Some insurance carriers are better for certain businesses and certain types of insurance. Your insurance agent should be able to show or tell you the multiple quotes they received and why they recommend one over the other.

Hope that helps...
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Old 01-22-2010, 06:47 PM
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zturncutter zturncutter is online now
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Join Date: Feb 2003
Location: Interior South Florida
Posts: 1,221
BearWise just saved me over $100.00 on my Liability Insurance. Thanks!!!
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  #4  
Old 01-26-2010, 10:35 AM
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BearWise Landscapers BearWise Landscapers is offline
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Join Date: Jul 2009
Location: Orlando, FL
Posts: 456
Thank you, Alan!

I'm glad you contacted us. I'll see if the insurance carrier can add an additional premium credit to your policy for the free advertising...

I look forward to working with you for many years to come and I appreciate the opportunity you gave us to offer comparative quotes.
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  #5  
Old 01-26-2010, 10:42 AM
Bustedblade Bustedblade is offline
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Join Date: Jan 2010
Location: Ny
Posts: 145
I use Berkshire, it is a company of Warren Buffet. Two of my guys have used it with no problems.
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