Need some advice

[Total Grounds Maintenance]

Here's the deal: I bought a reg cab 250 diesel pickup last year for a personal vehicle. I have been in biz for 2 years but 1 officially and mostly use an older Chevy dump for day to day. I bought my 250 under my personal name and now want to switch it to commercial tags but the bank won't let me because they they say I need to re-fi. His recomendation is to file taxes this year and bring him the stubs so they can run my stuff and make sure I qualify for the loan. Now mind you it is only 10g's. Problem is I am claiming a loss this year. So that loan won't work. Then the agent says put in for a home equity loan and I told him I keep my biz and my personal assets separate and will not mix the two. My biz is still in my name LLC and not a corporation so why cant they just let me put commercial tags on it and be done. That is all I am asking for. I do not want to retitle it and I just need commercial tags. Any ideas?