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Old 06-25-2002, 12:51 PM
CJIII CJIII is offline
LawnSite Member
Join Date: Apr 2002
Location: Montgomery Alabama
Posts: 57
Business Insurance?

I would like to know do I need business insurance? cause I see a lot of lawn service with it. I wonder is it require by law.
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Old 06-25-2002, 01:32 PM
Hawkeye5's Avatar
Hawkeye5 Hawkeye5 is offline
LawnSite Senior Member
Join Date: May 2002
Location: Hendersonville, TN
Posts: 295
General Liability Insurance is not required by law, but it may be required by contract if you do any commercial work. Auto Liability varies by state regarding mandatory status, however, every state has Financial Resonsibility laws which may mandate coverage under certain circumstances, and lenders will require it if the vehicle is financed. It is a very good idea to have General Liability insurance as sooner or later you will break a window or ding a car, no matter how careful you are things happen. If you want to be a pro in this business, then business insurance is a must. JD
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