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Old 09-21-2010, 08:10 PM
boonehockey boonehockey is offline
LawnSite Member
Join Date: Jul 2007
Location: central florida
Posts: 108

Im going to see the insurance guy. Can you tell me a number so I can prepare my self for sticker shock, I have about 10k in equipment this quote will be for auto to.
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Old 09-21-2010, 09:43 PM
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Mike S. Mike S. is offline
LawnSite Member
Join Date: Sep 2010
Location: Sterling Heights, Michigan
Posts: 19
i pay less than 500 a year for 1million liability. no workers comp, as i am self employed. don't be afraid to shop around.
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Old 09-22-2010, 12:33 AM
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kemco kemco is offline
LawnSite Senior Member
Join Date: Oct 2009
Location: Memphis TN
Posts: 574
My BOP with 1M and about $30k in equipment runs me about $800/yr. Truck and trailers on my personal auto policy. If I had truck on sep policy would run my about $1800/yr total (truck and BOP) with no workers comp (dont have enough employees to be mandated to have it.)
2008 F-350 Super Duty Dually gas guzzler
2006 Ram 3500 Dually Cummins Diesel
14x7 landscaping trailer
12x6 P&T hydro dump trailer w/leaf box
We run Gravely ZTRs and Prostance, Honda 21"s, Redmax Backpacks and Trimmers, Stihl Trimmers, LittleWonder loader, Kawi trimmers at the end of their lives and a bunch of stuff you probably have too
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Old 09-22-2010, 01:29 AM
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Hope Landscaping Hope Landscaping is offline
LawnSite Senior Member
Join Date: Aug 2010
Location: Lewisville, Texas
Posts: 318
Ive got a couple quotes from $700 to $800 a year for a million dollar coverage policy.
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