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Old 05-27-2012, 09:18 AM
marksj marksj is offline
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Join Date: May 2012
Location: New Windsor Ill
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Yard card 50 mths 0% int

Anyone use this? I priced out a mower and saw a $125 fee on the app.My dealer said that he had to charge another 2% of amount financed.He is $500 lower than the other dealer that I have priced out a mower.So he would still be cheaper.Is this common practice?50 mths credit makes this mower a workable thing. I want to use it if I can.
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Old 05-27-2012, 03:07 PM
zak406 zak406 is offline
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I think schefield (Sp) does the same thing, there is a documentation or filing fee.
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Old 05-27-2012, 03:16 PM
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JB1 JB1 is offline
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i was just looking at tractors, case was 0% for 48 and kubota is 0% for 60 months. not bad deal.
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Old 05-27-2012, 07:00 PM
nortonlawncare nortonlawncare is offline
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The 125 is just a loan fee for processing the loans
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Old 05-27-2012, 10:38 PM
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OakNut OakNut is offline
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Yes. You have to read the fine print. Most are like that from what I've seen.
My Ferris was 0% for 3 years - with a $125 fee added.
There wasn't any additional percentage added to the price though - I'd have told them to bite me.
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  #6  
Old 05-27-2012, 11:21 PM
marksj marksj is offline
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Quote:
Originally Posted by OakNut View Post
Yes. You have to read the fine print. Most are like that from what I've seen.
My Ferris was 0% for 3 years - with a $125 fee added.
There wasn't any additional percentage added to the price though - I'd have told them to bite me.
Dealer says 2% above $125 fee is what they charge him.So far he is still $400 cheaper with 2% added than the next closest dealer.Plus he will drop off a mower for me to demo all weekend.He is 15 mi away,the other dealer 35mi.The 2% bothers me but he is cheaper and more accommodating than the other dealer.Both are open on Saturdays till three pm.I have never worked with either one yet.Nearest Scag dealer is 45mi away the next one 60 mi.Really do not have many other options.
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Old 05-30-2012, 01:57 AM
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Nate'sLawnCare Nate'sLawnCare is online now
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My dealer said that due to their increased volume of sales over the past 2 years, they don't have to charge a percentage. It sounds like overall fees vary by dealer based on sales.
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Old 05-30-2012, 08:36 AM
marksj marksj is offline
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Quote:
Originally Posted by ndr_lawn_care View Post
My dealer said that due to their increased volume of sales over the past 2 years, they don't have to charge a percentage. It sounds like overall fees vary by dealer based on sales.
This makes sense to me.I think the dealer that want s more up front has no fees.He would be a larger dealer.The smaller dealer lower overall price charges the fee.Having never traded with either dealer before the smaller dealer has sells only 1 brand of mower but has a very good inventory.The larger dealer has 3 types of mowers and overall sells more(larger metro area)
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Old 05-30-2012, 09:32 AM
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Richard Martin Richard Martin is online now
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Read the fine print very, very carefully. I have seen numerous complaints about the Yard Card and most of them could have been avoided had the borrower read the contract that they signed.
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