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  #1  
Old 01-05-2013, 09:37 AM
4-Seasons 4-Seasons is offline
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Join Date: Dec 2007
Location: NJ
Posts: 62
NJ Snow Plow Insurance Doubled?

My seperate policy for plowing has doubled since last year. Whats going on?
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  #2  
Old 01-05-2013, 10:22 AM
jc1 jc1 is offline
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Join Date: Nov 2001
Location: The Real South Jersey
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Ours is up also. Most likely related to costs form bs law suits from the last two bad winters.
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  #3  
Old 01-05-2013, 07:16 PM
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Guzzo856 Guzzo856 is offline
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Location: ocean city nj
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Mine went up 70% , with no change
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Old 01-05-2013, 07:44 PM
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Pietro Pietro is offline
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Location: The Garden State
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Contact njm insurance. I. Added my plow to my commercial auto and they consider it part of the truck. Damage done by the truck is covered. I dropped my general liability on the plowing.
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Old 01-05-2013, 08:50 PM
jc1 jc1 is offline
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It's not damage to or by the plow that's the problem. It's the liability if someone slips and falls. So in effect you have no insurance for the work you perform.
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Old 01-06-2013, 09:41 AM
4-Seasons 4-Seasons is offline
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Location: NJ
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Quote:
Originally Posted by Pietro View Post
Contact njm insurance. I. Added my plow to my commercial auto and they consider it part of the truck. Damage done by the truck is covered. I dropped my general liability on the plowing.
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So basically your uninsured?
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  #7  
Old 01-06-2013, 09:53 AM
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McFarland_Lawn_Care McFarland_Lawn_Care is offline
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Join Date: Jan 2007
Location: Sedgwick, Maine
Posts: 1,089
How big is your snow operations? Mine went up as well, but only because their minimum snow policy price increased. It sucks when I have never had any claims, but that's business. Nothing you can do, pass it on to the clients.

Jason
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