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Old 02-04-2013, 09:09 PM
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TopQualityLawnCare TopQualityLawnCare is offline
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Financing a mower?

Allright so my local gravely dealer is under remodel and is close till next week and i was needing to know this question so i can decide to finance a mower or buy a used walk behind. So last year i went to apply for a mower 0% for 48 months no down payment and i was approved but just needed a cosigner and i dont have one but now i have 2000 to put down as a down payment do you all think i will still need a cosigner or not?
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Old 02-04-2013, 09:12 PM
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Quote:
Originally Posted by TopQualityLawnCare View Post
Allright so my local gravely dealer is under remodel and is close till next week and i was needing to know this question so i can decide to finance a mower or buy a used walk behind. So last year i went to apply for a mower 0% for 48 months no down payment and i was approved but just needed a cosigner and i dont have one but now i have 2000 to put down as a down payment do you all think i will still need a cosigner or not?
Get a co-signer, keep the cash, and use thier money....this is assuming you have adequate cash flow to make the monthly payments.
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Old 02-04-2013, 09:13 PM
larryinalabama larryinalabama is online now
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Quote:
Originally Posted by TopQualityLawnCare View Post
Allright so my local gravely dealer is under remodel and is close till next week and i was needing to know this question so i can decide to finance a mower or buy a used walk behind. So last year i went to apply for a mower 0% for 48 months no down payment and i was approved but just needed a cosigner and i dont have one but now i have 2000 to put down as a down payment do you all think i will still need a cosigner or not?
YES,

If you have 2k buy a decient used unit.
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Old 02-04-2013, 09:13 PM
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I think you could use a few more periods.


No telling. All up to the lender. I wouldn't borrow. Get on craigslist and get a mower in the 3500 range.
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Old 02-04-2013, 09:38 PM
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dstifel dstifel is offline
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Financing a mower?

Buy used. No offense but if you only have 2 grand to put down since last year you probably don't have enough accounts to make payments on a mower and still be profitable. My old man told me one day when I was pissed that the starter on my first truck $1500. That the 300$ starter is better then paying 400 every month for a new truck.
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Old 02-04-2013, 09:40 PM
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Please buy used. Just starting out there is no need for brand new equipment. I would keep on Craigslist till I found something nice
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Old 02-04-2013, 09:47 PM
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TopQualityLawnCare TopQualityLawnCare is offline
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ive got 4000 just going to put two down.rest for new equipment ive search a 4 hour radius around me trying to find me a mower theres nothing if there is there selling like hell thats why im going with new if im able to gotta call an ask worse they can say is no.
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Old 02-04-2013, 09:59 PM
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z71tiger z71tiger is offline
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Financing a mower?

I would suggest not getting into debt starting out. You are setting yourself up for failure. Get what you can get starting out. If this is your first year why do you need a new mower? Image? I'm sure there is something around you, may not be what you want but there is something.
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Old 02-04-2013, 10:05 PM
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TopQualityLawnCare TopQualityLawnCare is offline
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yea i do know debt is bad an all but ive looked for over a week and the only thing i can find is a 2000 exmark walk behind no hour meter for 2000 that seems a bit much but i dont know.ive picked the worst time to buy a used mower which is bad on my part
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Old 02-04-2013, 11:01 PM
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http://nashville.craigslist.org/grd/3527384511.html

Is this a good buy for 2000 being a 2000 year model?
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