Insurance

[jones68]

I know this topic has been discussed on here before, but I would like to get some current information.

What insurance companies are you guys using? What does your policies include/cover? and what is your cost?

I know wording has a lot to do with cost and coverage. I want to make sure that I am covered without paying for something that I dont need.

thanks

[Landrus2]

Do you have employees.

[skorum03]

Define "employees" haha

YardBros Outdoors
www.yardbros.com

[jones68]

Ok I should have specified I am mostly solo but i will pull an occasional guy in to help with a rail road tie (those things are too much for me to muscle around all day) or in the fall time i pull someone in to help with leaves and such.

[KG26]

I'd say call around and get quotes, If you are looking to do commercial then you should have minimum $1mill policy, GL... I'll leave it to the other guys on here everyone's is different.

[JimMarshall]

I get mine from Erie Insurance......
Posted via Mobile Device

[Fahzu]

In Southern California, I am paying $113 per month for 1 mil. coverage. 60k in sales. Call and get quotes from brokers, you don't have to commit to anything. It's based on your sales so you will have to project what you will make for the year. Workers comp is more and hard to get, that's based on your projected payroll.