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  #21  
Old 02-20-2013, 09:09 AM
jones68 jones68 is online now
LawnSite Senior Member
 
Join Date: Sep 2012
Location: Frostburg, Maryland
Posts: 372
how are some of you guys getting away with 5,000 on equipment when 1 ztr is 10,000? If I came out in the morning and someone made off with my trailer with everything inside im looking at 25,000-30,000 to replace everything.
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  #22  
Old 02-20-2013, 07:59 PM
32vld 32vld is offline
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Join Date: Feb 2011
Location: LI NY
Posts: 2,435
Quote:
Originally Posted by magicmike View Post
Is a 300,000 liability insurance good to start out with? I wont be doing any major services like decking, patios or anything like that, just regular maintenance, aeration, stuff like that.
Depending where you are in NY $300,000 is not enough. Suffolk County Gov requires you to have $500,000. For $20 more I got $1,000,000 coverage.

Quoted as high as 1,100. I got insurance for $550 a year.
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  #23  
Old 02-22-2013, 03:26 PM
landscapingpoolguy landscapingpoolguy is offline
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Join Date: Mar 2003
Location: Wayne, NJ
Posts: 819
At the very least you need 1 mil gl, commercial auto coverage, and work comp. My co averages about $30k a year in insurance premiums.
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