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Old 02-05-2003, 07:20 PM
juststartin juststartin is offline
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Location: Macon GA
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What does insurance cost?

I am 16 and I am planning on cutting grass this summer with a walkbehind.What would liability insurance cost me? Any help would be appreciated
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Old 02-05-2003, 07:27 PM
J&R J&R is offline
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Location: North Georgia-Chattanooga
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I'm in Georgia also. Heres my cost per year for Lib. ins $350.00 for 500,000.00 per claim. total 1,000,000.00 coverge per year
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Old 02-05-2003, 07:35 PM
juststartin juststartin is offline
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J&R does the size of your business matter and if it does how many crews/emploees do you have? thanks
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Old 02-05-2003, 07:41 PM
AGG Lawn Maintenance AGG Lawn Maintenance is offline
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Location: Elberon
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I guess I need to move to GA. In New Jersey it very very high. I pay $4,000 on up. Travis
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Old 02-05-2003, 09:54 PM
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Popsicle Popsicle is offline
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Location: Western Washington
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Quote:
Originally posted by AGG Lawn Maintenance
I guess I need to move to GA. In New Jersey it very very high. I pay $4,000 on up. Travis
Four grand! Ouch! Mine is $600/yr for 2 mil (up to 1mil per occurrence, 2mil aggregate) and only $320/.yr for my bond!
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Old 02-05-2003, 10:21 PM
Barkleymut Barkleymut is offline
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Location: Richmond, Virginia
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Just startin-- unless you are maintaining large commercials which require insurance I would not get it if I were you.

Before everyone starts stoning me just listen! You are 16, no one expects you will have insurance. If you are sued for $50 million bucks then a $50 lawyer will negotiate the settlement down to $10. There is just no need for commercial insurance unless you are bidding properties that require it.

BTW- my gen. liability runs around $1100/year. My truck insurance is about $1200/year. If I had personal insurance on my truck it would be around $600/year.
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Old 02-05-2003, 11:22 PM
1stclasslawns 1stclasslawns is offline
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Location: Arkansas
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Well I have paid as high as 850.00 but it didn't cover pesticides what I have now covers pesticides and 1 million GL is $318.00 a year!!

Jim
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Old 02-05-2003, 11:24 PM
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walker-talker walker-talker is offline
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Location: Midwest
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$500 for 1 mil/ 2 mil agg.
You might check in your area for just 100K and see what that cost. It's not much, but doubt you need much and you can, at least claim that you are insured.

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Old 02-05-2003, 11:28 PM
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tiedeman tiedeman is offline
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For me 1 million liability and 10,000 property $2,300 a year.

For workers comp about $1,100 a year
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Old 02-05-2003, 11:34 PM
greenman greenman is offline
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I pay around $800 to $900 per year for 1million/2 million with pesticide included. Last year was around $600 with no pest.
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