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Old 02-16-2013, 04:29 AM
aka lawn aka lawn is offline
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Join Date: Aug 2012
Location: Doniphan Mo
Posts: 61
work comp

I am working on bidding a job for the city and I will need to hire someone to help. So I need work comp insurance. Is there a company you all prefer. I am going to get an estimate. My future father-in-law is an insurance agent that is who I have my commercial insurance through just wondering what is out there. Thanks
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Old 02-19-2013, 10:51 AM
Ben/Insurance Ben/Insurance is offline
LawnSite Member
Join Date: Jan 2013
Location: Franklin Square NY
Posts: 31
workers comp

Workers comp rates are set and regulated by each state and insurance companies have very little wiggle room on rates (they are called "loss costs") so it's probably a good idea to get the insurance from your father in law. Ask him if he can get a private carrier (Travelers, CNA, AIG) to write the policy instead of using a state run carrier. Good luck.
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Old 02-22-2013, 09:14 PM
GreenGuysLC GreenGuysLC is offline
LawnSite Senior Member
Join Date: Apr 2010
Location: Killen Al
Posts: 316
My local Independent agent had trouble finding Work Comp. I finally did my own looking and found CNA through the Bolt Agency. I do know she has since quoted me with Travelers and gave me a cheaper rate for more payroll. I will be swapping soon.
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