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Old 03-26-2013, 06:55 PM
magicmike's Avatar
magicmike magicmike is offline
LawnSite Senior Member
Join Date: Oct 2011
Location: New York
Posts: 266
commercial vehicle insurance

I am wondering what are your coverage limits on your commercial trucks, and how much do you pay?
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Old 03-26-2013, 07:10 PM
grandview (2006)'s Avatar
grandview (2006) grandview (2006) is offline
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Join Date: Jan 2006
Location: Lancaster N.Y.
Posts: 3,480
You could mim,300k or bump it up. A lot depends on when you live ,driving records ,collision,credit report,
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Old 03-27-2013, 12:29 PM
TMlawncare TMlawncare is offline
LawnSite Bronze Member
Join Date: Feb 2002
Location: nw missouri
Posts: 1,197
We had 300k on each truck but recently had to bump each one to 1million doller coverage. A year ago we got dot#s and you are required to carry 1 million coverage or more on each truck regardless of state. Premiums just keep going up even with a clean record.
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Old 03-27-2013, 08:27 PM
Kelly's Landscaping's Avatar
Kelly's Landscaping Kelly's Landscaping is offline
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Join Date: Dec 2003
Location: Milford CT
Posts: 3,938
Our registration renewals came with a nasty little check list. And any truck over 10001 with commercial insurance here now has a minimum liability coverage of 750k. We had 500k so we just upped ours to 1 mill this afternoon. I wanted to be in compliance before we sent out the checks to dmv for our new registrations.

Cost wasn't so bad the increase for us is around 250-300 a year and we have a fleet of 4 trucks so divide that by 4 and you see the cost per truck wasn't so bad to double the insurance.
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