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Old 06-01-2013, 06:50 PM
A.C.E A.C.E is offline
LawnSite Member
Join Date: May 2013
Location: Marion, Arkansas
Posts: 5
Help With Insurance Please

I Hope this is in the right forum, But i have been trying to get liability insurance and I cant find a company that offers it for lawn mowing company's other then bolt insurance.
I have called every company around me just about and they say they don't offer it due to it being a high risk business.
So if someone could point me to some company's it would be very appreciated.
Thanks Caleb.
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Old 06-01-2013, 08:10 PM
easy-lift guy's Avatar
easy-lift guy easy-lift guy is online now
LawnSite Gold Member
Join Date: Aug 2011
Location: Venice, FL. USA
Posts: 3,334
Try contacting your state insurance commissioner. A complete listing of all insurance companies in your state should be available. Some company should be able to write you the coverage you need.
easy-lift guy
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Old 06-01-2013, 08:43 PM
Joey waid Joey waid is offline
LawnSite Member
Join Date: Aug 2011
Location: Warner Robins
Posts: 109
I went through my bank and they shopped around for me. I got 1 million policy for customer damage and ten thousand to cover me, all for 68.00 a month for 9 months, it's almost 700.00 a year.
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Old 06-01-2013, 10:28 PM
32vld 32vld is offline
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Join Date: Feb 2011
Location: Long Island, NY
Posts: 3,964
Find a good independent insurance agent.
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Old 06-02-2013, 12:09 AM
macgyver_GA macgyver_GA is offline
LawnSite Senior Member
Join Date: May 2010
Location: Canton, GA
Posts: 826
Find a broker who can shop multiple companies. My neighbor is a state farm agent and recommended me to a guy he used to work with that became an independent broker. The fact that he can shop multiple companies was nice because a few of them wouldn't insure me because I do applications as well as mowing. He found a company that would insure me for both and for a good annual rate.
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Old 06-02-2013, 12:44 AM
Caddyshack Lawn Care Caddyshack Lawn Care is offline
LawnSite Senior Member
Join Date: Apr 2013
Location: Columbia MO
Posts: 723
Try Shelter. I'm not sure about Marion, but I know there ae agents in Forrest City, Marked Tree and Wynne. Ask for a commercial general liability policy. They are very inexpensive. Of course they'd give you a great big ol' smile if you also brought your personal insurance.

PM me if you have any questions.
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