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  #11  
Old 06-12-2013, 05:55 PM
Mark Oomkes Mark Oomkes is online now
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Originally Posted by Groomer View Post
another ash destroyed by the emerald ash borer. Has it started dropping branches yet?
That ash was garbage long before EAB was introduced to the USA.

Find the money, because that thing is not long for this world.

Not even close to safe.

Hope your bedrooms aren't in the front of the house.
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  #12  
Old 06-12-2013, 06:24 PM
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easy-lift guy easy-lift guy is online now
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Originally Posted by KG26 View Post
The city? Probably not, seeing as it is not interfering with power lines. My best guess is if you have homeowners insurance call them. It will be less expensive to have them cut it down than to pay you for damage it could cause in the future.
How can contacting ones home owners insurance pay for the removal of a tree?
I believe if the OP contacts his home owners insurance company and an agent comes out to look at the tree, there may be a good chance that someone's policy may be going up in price. Find the money and get the tree taken down by a professional Arborist.
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  #13  
Old 06-12-2013, 08:43 PM
KG26 KG26 is offline
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Originally Posted by easy-lift guy View Post
How can contacting ones home owners insurance pay for the removal of a tree?
I believe if the OP contacts his home owners insurance company and an agent comes out to look at the tree, there may be a good chance that someone's policy may be going up in price. Find the money and get the tree taken down by a professional Arborist.
easy-lift guy
If he has homeowners insurance chances are they have seen the tree and still provided him with a policy. Like I said Call your agent. They might be more willing to spend $2,000 to take the tree down oppose to cutting you a check for $15,000+ for home repairs or the value of the home.
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  #14  
Old 06-12-2013, 09:17 PM
RussellB RussellB is online now
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Do not call your insurance company. Get the money and have it removed. You can probably work a deal with a local arborist and make payments.
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  #15  
Old 06-12-2013, 09:24 PM
KLawn75 KLawn75 is offline
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I wonder If you could just cut the trunk that's leaning toward the house. It looks like it might still look ok if that was done.

You might be able to top it as well to eliminate some of the weight and bending branches.

I had a tree that was much younger than that that split into two trunks about 8' high. We a storm with a bit of wind and when I came home, both trunks were bent over and it looked like they fell on the neighbors car. Luckily, the branches didn't hit the car.
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  #16  
Old 06-12-2013, 10:09 PM
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I would take that tree down as soon as I could, remember it costs allot less to have that taken out then to rebuild your house.
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  #17  
Old 06-12-2013, 10:22 PM
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Nick's Lawn Care Nick's Lawn Care is offline
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The branch union is not the strongest. How ever I do not think that it will fail soon. You could do a weight reduction on the lead, followed by cables in the tree and I would not worry about it at all. The only bad thing is that it is an ash tree so it will have to come down soon anyways so it would not be worth putting the money in for a cable. What town do you live in? I can recommend you a respectable tree company.
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  #18  
Old 06-12-2013, 10:47 PM
Chris81 Chris81 is offline
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Originally Posted by Nick's Lawn Care View Post
The branch union is not the strongest. How ever I do not think that it will fail soon. You could do a weight reduction on the lead, followed by cables in the tree and I would not worry about it at all. The only bad thing is that it is an ash tree so it will have to come down soon anyways so it would not be worth putting the money in for a cable. What town do you live in? I can recommend you a respectable tree company.
Thanks. I live in Rochester, NY (Greece) and I've contacted the town office to see if they will take it down. They are supposed to send someone out in a few days to evaluate the tree.

If they don't do it I would definitely appreciate a reccomendation. Only problem is my money is super tight right now. Just got out of college and am looking for a job so I am in debt up to my ears.
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  #19  
Old 06-13-2013, 06:33 AM
Mark Oomkes Mark Oomkes is online now
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Originally Posted by KG26 View Post
If he has homeowners insurance chances are they have seen the tree and still provided him with a policy. Like I said Call your agent. They might be more willing to spend $2,000 to take the tree down oppose to cutting you a check for $15,000+ for home repairs or the value of the home.
Policies don't cover trees unless\until they fall on the house. The insurance company will be more than happy to take the chance that it won't fall on the house. They are the world's biggest gamblers.

Sure, the leader heading towards the house could be removed, but it still leaves an unhealthy and soon to be dead tree. The cabling idea is best, but it's throwing good money after bad.

The tree needs to be removed, before a good wind storm or heavy, wet snow takes it down.

Good luck.
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  #20  
Old 06-13-2013, 09:16 AM
Bashby Bashby is offline
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From what I understand, homeowners insurance will only pay to remove a tree after it falls, and if it doesnt damge anything, they do not cover the cleanup. Best case scenario, it falls and nicks the gutter. You get a new gutter and the tree cleaned up.
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